1321 NE 18TH STREET, CAPE CORAL, FL, 33909
Active270 days on marketListed Nov 17, 2025MLS #P4937052
About this home
1321 NE 18TH STREET
Discover the comfort and convenience of this partially cleared corner lot in an established Cape Coral neighborhood. The property is already positioned for easy future building, thanks to upgraded city utilities. Potable water lines connect directly to Cape Coral’s deep-well treatment system, providing a dependable supply of clean drinking water. Wastewater flows through the city’s gravity sewer and lift-station network, reducing the risks linked to aging septic systems (to be completed by 2026). Reclaimed-water irrigation is also available, helping conserve potable water while keeping landscaping vibrant. This location offers added value through thoughtful community planning. Hydrants and water distribution lines meet city standards, strengthening fire protection throughout the area. The sewer network supports environmental protection by reducing septic tank use, helping safeguard nearby groundwater and homes. Properties connected to centralized water and sewer often see stronger long-term value, and these modern utilities encourage steady economic growth. With municipal water service, homeowners also avoid common well issues such as running dry or saltwater intrusion—adding peace of mind for the years ahead. Ideally situated, this homesite places you just 30 minutes from beautiful West Coast beaches, with popular cities like Fort Myers, Naples, and Tampa within 1–2 hours. On the East Coast, Miami-Dade, Broward, and Palm Beach counties are an easy 2–4-hour drive. It’s the perfect spot to enjoy the Florida sunshine and claim your own piece of paradise.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,033 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,033/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1321 NE 18TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1321 NE 18TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1321 NE 18TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1321 NE 18TH STREET FAQs
What would the monthly payment be for 1321 NE 18TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,033/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1321 NE 18TH STREET?+
The most recent tax bill on record (2024) was $5,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $70,000, this home is listed about 84% below the Cape Coral median of $443,750. The market section on this page shows how the area is trending.
Which schools are assigned to 1321 NE 18TH STREET?+
Diplomat Middle School (middle), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary), Tropic Isles Elementary School (elementary), Caloosa Middle School (middle), North Fort Myers High School (high), Caloosa Elementary School (elementary), Mariner High School (high), Island Coast High School (high), Hancock Creek Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
270 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Diplomat Middle School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School, Tropic Isles Elementary School, Caloosa Middle School, North Fort Myers High School, Caloosa Elementary School, Mariner High School, Island Coast High School, Hancock Creek Elementary School, Cape Coral High School, Ida S. Baker High School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $85,000, now $70,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKE & LAND MYERS REALTY · Harelis Santis. MLS #P4937052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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