434 VERMONT AVENUE, DAYTONA BEACH, FL, 32118
Active241 days on marketListed Dec 15, 2025MLS #P4937286
About this home
434 VERMONT AVENUE
Turnkey Multi-Unit Property Fully Remodeled, Fully Upgraded, Fully Income-Ready All units are on separate metered utilities 434, 436 & 438 Vermont Ave, Daytona Property use is 0800 - MFR < 10 Units A rare opportunity awaits with this high-performing, fully modernized three-unit property—featuring two spacious updated duplex units and a fully finished garage apartment. Every major system, structural element, and interior finish has been upgraded between 2023–2025, giving investors and owner-occupants an unmatched level of confidence and long-term value. Excellent Fireworks and Ocean views from multiple decks...unlike no other! Unit Breakdown Unit 436: 2 Bedrooms • 1 Bathroom Unit 438: 2 Bedrooms • 1 Bathroom Unit 434 (Garage Apartment): 1 Bedroom • 1 Bathroom Each unit features private entrances, updated interiors, and modern mechanical systems, making them ideal for long-term tenants, short-term rentals, or multi-generational living. Major System & Mechanical Upgrades 2025 all-new vinyl impact windows in Units 436 & 438 Auxiliary power unit plugs tied into the main electrical panel for storm/emergency power use AC with heat pump (2020) All-new ductwork in Units 436 & 438 New mini-split system in Unit 434 Tankless water heaters installed in Units 434, 436 & 438 Cast iron pipes replaced in Units 436 & 438 (including supply lines) New sewer line to the street with clean-outs Combo washer/dryer units in Units 436 & 438 Keyless code entry locks on every unit Interior & Appliance Upgrades Fully remodeled kitchens in Units 436 & 438 New gas stoves, garbage disposals & refrigerators in Units 436 & 438 New dishwasher in Unit 436 New refrigerator in Unit 434 New dishwasher previously installed in Unit 438 Fresh interior finishes across all units Exterior & Structural Improvements 2023 rebuilt decks New soffit and fascia on all units All-new vinyl privacy fencing with 5 access gates Garage converted to a fully finished apartment (Unit 434) Property Highlights Three income-producing units on one property Modern interiors throughout Completely updated systems for low maintenance Strong long-term and short-term rental appeal Minutes from Daytona beaches, colleges, shopping, and major highways Ideal for investors, owner-occupants, or multi-generational setups A Truly Turnkey, High-Yield Investment With nearly every major feature replaced or upgraded—windows, plumbing, HVAC, electrical enhancements, kitchens, appliances, fencing, decking, and more—434, 436 & 438 Vermont Ave offers unparalleled value in today’s market. 3 updated units. Extensive 2023–2025 improvements. Maximum versatility. Exceptional rental potential. This is a rare opportunity you won’t find anywhere else in Daytona.
Facts & features
The home at a glance
5
Bedrooms
4,312
Sqft
0.11 ac
Lot size
1953
Year built
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,467 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,467/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach actives
$151 vs $236
Days on market
241 vs 60 typical
Where $151/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32118 — neighborhood snapshot
Population
18,075
Median age
59.4
Median income
$60,418
Median home value
$339,500
Avg household
1.83
Households w/ children
976
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $268K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
201 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 434 VERMONT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$229,900
605 GOODALL AVENUE · same community
2 bd · 1 ba · 1,016 sqft · $226/sqft · 82 DOM
Sold · Mar ’26$876,000
1000 S PENINSULA DRIVE
6 bd · 6.5 ba · 4,428 sqft · $198/sqft · 110 DOM
Sold · May ’26$890,000
319 WISTERIA ROAD
6 bd · 3.5 ba · 4,189 sqft · $212/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 434 VERMONT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 434 VERMONT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
434 VERMONT AVENUE FAQs
What would the monthly payment be for 434 VERMONT AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,467/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 434 VERMONT AVENUE?+
The most recent tax bill on record (2024) was $6,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Daytona Beach?+
At $650,000, this home is listed about 122% above the Daytona Beach median of $292,274. The market section on this page shows how the area is trending.
Which schools are assigned to 434 VERMONT AVENUE?+
R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 124% above the DAYTONA BEACH 32118 median — but at 4,312 sqft it's also nearly 3 times the size of the typical Daytona Beach listing.
02Time on market is leverage
241 days on market against a Daytona Beach median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $990,000, now $650,000 — a $340K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Anthony Medina. MLS #P4937286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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