5358 MONTSERRAT DRIVE, LAKELAND, FL, 33812
Active92 days on marketListed May 12, 2026MLS #P4938682
About this home
5358 MONTSERRAT DRIVE
Price Reduction!!! Come live the Florida lifestyle in this gorgeous SOUTH LAKELAND POOL HOME! This beauty has the one thing everyone is looking for, LOCATION! This home has been lovingly maintained and has several nice upgrades with all new interior and exterior paint! The pool recently resurfaced, all new custom high end light fixtures, beautiful rolling shades, and fans, custom brick wall finishes, and newer stainless steel kitchen appliances. Additional upgrades include a new pool heater, updated bathrooms with granite on the vanity in the guest bath, and granite countertops Nice high ceilings throughout the home give an open and airy feel, while the split plan gives the master plenty of privacy. The master has its own sliding glass walkout to the pool and lanai area, home security system already installed and operating, as well as updated double vanities in the bathroom, an oversized tiled shower, and separate water closet. A centrally located kitchen allows the cook in the family to be a part of the action with open views to the family room and pool area for all of those barbecues and dinners. Relax by your very own wood burning fireplace that has been updated with gorgeous slate tile in your family room in the cool months with a crackling fire at your feet. The outdoor area is a tropical paradise in summer fully screened with lots of seating space as well as a separately fenced area for a dog run for pets. The patio area has powerful dual fan systems along with sound system ready for the next game or movie night. The pool is outfitted with a new heater so you can swim year round, and not to worry because it also has a removable safety fence. Sit with coffee in the morning or a glass of wine in the evening and enjoy your very own tropical koi pond with a serene water feature in your backyard oasis. Come see this stunner yourself today before you miss out on one of the loveliest homes in Lakeland!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,707
Sqft
0.4 ac
Lot size
2
Garage
1995
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,378 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,378/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.4%
$/sqft vs Lakeland actives
$275 vs $193
Days on market
92 vs 45 typical
Where $275/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
205 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5358 MONTSERRAT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$253,000
3943 LEHMAN COURT
3 bd · 2 ba · 1,700 sqft · $149/sqft · 66 DOM
Sold · Aug ’25$335,000
6050 EAGLE POINTE DRIVE
3 bd · 2 ba · 1,720 sqft · $195/sqft · 41 DOM
Sold · Dec ’25$330,000
3657 ROYAL CREST DRIVE
3 bd · 2 ba · 1,755 sqft · $188/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5358 MONTSERRAT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5358 MONTSERRAT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5358 MONTSERRAT DRIVE FAQs
What would the monthly payment be for 5358 MONTSERRAT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,378/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5358 MONTSERRAT DRIVE?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5358 MONTSERRAT DRIVE?+
The most recent tax bill on record (2025) was $2,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5358 MONTSERRAT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $469,900, this home is listed about 39% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5358 MONTSERRAT DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$469,900 runs 19% above the LAKELAND 33812 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
92 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $498,900, now $469,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARPER REALTY FL, LLC · Jose Ramirez. MLS #P4938682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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