492 ADAMS VIEW LANE, AUBURNDALE, FL, 33823
Active3 days on marketListed Sep 1, 2026MLS #P4939732
About this home
492 ADAMS VIEW LANE
Welcome to this beautifully appointed 4-bedroom, 3-bathroom single-family home located in the highly desirable gated community of Water Ridge. Built in 2023 by renowned luxury builder Arthur Rutenberg, this residence combines quality craftsmanship, thoughtful design, and effortless Florida living. The open-concept floor plan creates a spacious and inviting environment, ideal for both everyday living and entertaining. Elegant porcelain tile floors flow throughout the main living areas, complemented by sophisticated stone countertops and quality finishes. The expansive primary suite offers a private retreat, featuring a generously sized bedroom and a massive walk-in closet providing exceptional storage. A 3-car garage adds convenience and valuable space for vehicles, recreation equipment, and additional storage. With four bedrooms and a versatile open layout, the home offers plenty of room for family and guests. Residents of Water Ridge enjoy an impressive resort-style lifestyle, including a clubhouse, three community pools, tennis and pickleball courts, and lake access. Whether you're relaxing poolside, enjoying a day on the water, or taking advantage of the community's recreational amenities, Water Ridge offers an exceptional combination of comfort, recreation, and security. Conveniently located just minutes from Interstate 4, this home provides easy access to Central Florida's major attractions, employment centers, shopping, dining, and surrounding communities. Built in 2023. Arthur Rutenberg quality. Gated Water Ridge lifestyle. Three-car garage. Move-in ready. This is Florida living at its best.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,701
Sqft
0.23 ac
Lot size
3
Garage
2023
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,560 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,560/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.2%
$/sqft vs WATER RIDGE SUB
$287 vs $286
Days on market
3 vs 57 typical
Where $287/sqft sits among the 10 homes for sale in WATER RIDGE SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Water Ridge — neighborhood snapshot
Population
256
Median age
46
Median income
$66,839
Median home value
$255,481
Avg household
3
Households w/ children
24%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $345K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
6 of 10
WATER RIDGE SUB have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 492 ADAMS VIEW LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$560,000
839 WATERFERN TRAIL DRIVE · same community
4 bd · 3.5 ba · 2,656 sqft · $211/sqft · 530 DOM
Sold · Aug ’26$710,000
336 CALADIUM AVENUE · same community
4 bd · 3.5 ba · 2,780 sqft · $255/sqft · 96 DOM
Sold · Mar ’26$724,500
525 POND CYPRESS COURT · same community
4 bd · 3.5 ba · 2,612 sqft · $277/sqft · 179 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 492 ADAMS VIEW LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 492 ADAMS VIEW LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
492 ADAMS VIEW LANE FAQs
What would the monthly payment be for 492 ADAMS VIEW LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,560/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 492 ADAMS VIEW LANE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 492 ADAMS VIEW LANE?+
The most recent tax bill on record (2025) was $9,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 492 ADAMS VIEW LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $774,900, this home is listed about 123% above the Auburndale median of $347,900. The market section on this page shows how the area is trending.
Which schools are assigned to 492 ADAMS VIEW LANE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOCKHART & ASSOCIATES INC · Tony Insua, Jr. MLS #P4939732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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