CENTURY 21 Edge
$289,9003 bd2 ba1,184 sqft$245 /sqft$2,201 /mo all-in ↓

580 SUMMER HILL DRIVE, LAKE PLACID, FL, 33852

Active6 days on marketListed Sep 14, 2026MLS #P4939771

Single Family ResidenceSUN N LAKES

About this home

580 SUMMER HILL DRIVE

NEW ROOF BEFORE CLOSING! This 3-bedroom, 2-bath home in Sun 'N Lake of Lake Placid sits on THREE contiguous lots — roughly 0.70 acre of elbow room in a quiet, established neighborhood. Solid concrete block and stucco construction from 1992 with 1,184 square feet of comfortable living space, central air, and an attached 2-car garage. Inside you will find an easy, functional layout with drywall interiors and a mix of ceramic tile and carpet, plus a screened porch for morning coffee. Outside is where this one really separates itself: mature landscaping, established palms, oak shade, and enough open yard for the boat, the RV pad, a workshop, a pool, or a garden — room most in-town homes simply do not have. The seller is replacing the roof prior to closing, so the big-ticket item is handled for you. Minutes to Lake Placid shopping, dining, medical, and the chain of lakes, with Sebring and Highlands County recreation a short drive away. Buy the house, keep the extra lots, and enjoy the space. Call today for your private showing — se habla español.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,184

Sqft

0.7 ac

Lot size

2

Garage

1992

Year built

One

Levels

$245

Per sqft

Inside

FlooringCarpet · Laminate · Linoleum
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryNone
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$2,470/yr

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,201 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,147
Interest rate6.00%
Loan term

Estimated payment

$2,201/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Placid actives

$245 vs $195

Days on market

6 vs 57 typical

Where $245/sqft sits among the 45 Lake Placid actives

10
10
12
5 · this home
4
4
$128–160$160–192$192–224$224–255$255–287$287+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Placid

Get to know Lake Placid. See the full Lake Placid guide →

LAKE PLACID 33852 — neighborhood snapshot

Population

21,630

Median age

54.8

Median income

$54,841

Median home value

$205,800

Avg household

2.16

Households w/ children

1,979

For the school run

Highlands County School District

MiddleLake Placid Middle School★★★★★
HighLake Placid High School★★★★★
ElementaryLake Placid Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Placid market

Seller’s marketLeans buyer9.6 months of inventoryBuyer’s market

$315K$335K

Lake Placid median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

24 of 45

Lake Placid actives have cut their price

Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1833% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →

Paper trail

This home's history

Sep 14, 2026Listed at $289,900 · 6 days on market since
1992Built · SUN N LAKES

Reality check

What actually sold near 580 SUMMER HILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

194 MANDOLIN DRIVESold · Apr ’26

$430,000

194 MANDOLIN DRIVE · same community

3 bd · 2 ba · 1,688 sqft · $255/sqft · 103 DOM

189 AUTUMN AVENUESold · Jun ’26

$265,000

189 AUTUMN AVENUE · same community

3 bd · 2 ba · 1,695 sqft · $156/sqft · 47 DOM

244 VIENNA AVENUESold · Aug ’26

$194,000

244 VIENNA AVENUE · same community

2 bd · 2 ba · 1,793 sqft · $108/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 580 SUMMER HILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 580 SUMMER HILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

580 SUMMER HILL DRIVE FAQs

What would the monthly payment be for 580 SUMMER HILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 580 SUMMER HILL DRIVE?+

The most recent tax bill on record (2025) was $2,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Placid?+

At $289,900, this home is listed about 5% above the Lake Placid median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 580 SUMMER HILL DRIVE?+

Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$289,900 runs 1833% above the LAKE PLACID 33852 median.

02Fresh on the market

Only 6 days on market in a Lake Placid market that averages 57 — if it fits, move quickly.

03Strong assigned schools

Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Tania Bobe. MLS #P4939771.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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