CENTURY 21 Edge
$165,0002 bd2 ba1,014 sqft$163 /sqft$1,434 /mo all-in ↓

6204 KNOTTY PINE DRIVE SE, WINTER HAVEN, FL, 33884

Active5 days on marketListed Sep 15, 2026MLS #P4939790

Priced 41% below the WINTER HAVEN 33884 medianFully furnishedManufactured HomeGARDEN GROVE OAKS

About this home

6204 KNOTTY PINE DRIVE SE

OWN THE LAND — NO LOT RENT! Welcome home to this beautifully updated 2-bedroom, 2-bath manufactured home, situated on a large corner lot that YOU OWN! Enjoy affordable community living with a LOW HOA of just $65/month and an impressive list of amenities. This move-in-ready home comes FURNITURE FURNISHED and has been extensively updated , including a NEW ROOF, A/C, PLUMBING,(2026) flooring, fresh interior and exterior paint, updated kitchen and NEW appliances, both bathrooms updated, updated light fixtures and NEW DOOR and WINDOWS! Step inside to a light, bright and open living area and a beautifully refreshed kitchen featuring quartz countertops and 2026 appliances. The desirable split-bedroom floor plan offers privacy for both owners and guests. The spacious primary bedroom includes a private bath with a convenient step-in shower, while the second bedroom has easy access to the guest bath featuring a tub. Both bathrooms have been updated with quartz countertops. You'll also love the 14' x 8' screened-in porch, separate laundry room with washer and dryer included, and workshop area. Outside, an 18' x 11' carport and long driveway provide plenty of parking for you and your guests. Mature landscaping completes this spacious corner property. And the amenities are hard to beat! Residents enjoy a clubhouse with a large entertainment room and full kitchen, library, billiards room, spa, oversized swimming pool overlooking waterfront Peace Pond, cookout room off the pool area, and shuffleboard. NO LOT RENT. LOW HOA. FURNITURE FURNISHED. MAJOR 2026 UPDATES. AND YOU OWN THE LAND! Don't miss this opportunity to enjoy Florida living in a community with so much to offer. Call today to schedule your private showing! Listing agent is the owner.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,014

Sqft

0.12 ac

Lot size

1985

Year built

One

Levels

$163

Per sqft

Furnished55+ community

Inside

FlooringLaminate
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesNorth
ParkingCovered · Driveway
ExteriorIrrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$65/mo
Taxes (2025)$1,977/yr
PetsBreed Restrictions
CommunityBuyer Approval Required · Clubhouse · Fitness Center · Golf Carts OK · Handicap Modified · Pool · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,434 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$165
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,434/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$165
HOA / condo fee$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$132KedgeAI estimate $154,119 · range $138K$161K$172K

vs edgeAI estimate

+7.1%

$/sqft vs GARDEN GROVE OAKS

$163 vs $127

Days on market

5 vs 48 typical

Where $163/sqft sits among the 11 homes for sale in GARDEN GROVE OAKS

4
3
1
2
0
1 · this home
$116–124$124–132$132–139$139–147$147–155$155+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Drive times from this address

Walt Disney World46 min
Universal Orlando56 min
Downtown Orlando62 min
Orlando Int’l Airport (MCO)67 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryChain Of Lakes Elementary School★★★★★
HighLake Region High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

8 of 11

GARDEN GROVE OAKS have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Sep 15, 2026Listed at $165,000 · 5 days on market since
1985Built · GARDEN GROVE OAKS

Reality check

What actually sold near 6204 KNOTTY PINE DRIVE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6204 KNOTTY PINE DRIVE SESold · Apr ’26

$105,000

6204 KNOTTY PINE DRIVE SE · same community

2 bd · 2 ba · 1,014 sqft · $104/sqft · 269 DOM

6071 SOUTHERN OAKS DRIVE SESold · Mar ’26

$166,000

6071 SOUTHERN OAKS DRIVE SE · same community

2 bd · 2 ba · 1,022 sqft · $162/sqft · 20 DOM

6027 GRAND OAKS DRIVE SESold · Mar ’26

$107,000

6027 GRAND OAKS DRIVE SE · same community

2 bd · 2 ba · 1,188 sqft · $90/sqft · 117 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6204 KNOTTY PINE DRIVE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6204 KNOTTY PINE DRIVE SE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6204 KNOTTY PINE DRIVE SE FAQs

What would the monthly payment be for 6204 KNOTTY PINE DRIVE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,434/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6204 KNOTTY PINE DRIVE SE?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6204 KNOTTY PINE DRIVE SE?+

The most recent tax bill on record (2025) was $1,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6204 KNOTTY PINE DRIVE SE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $165,000, this home is listed about 42% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6204 KNOTTY PINE DRIVE SE?+

Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER HAVEN 33884 market on paper

$165,000 is 41% below the WINTER HAVEN 33884 median of $279,150, and at $163/sqft it sits under the Winter Haven average of $172.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 5 days on market in a Winter Haven market that averages 48 — if it fits, move quickly.

Listing courtesy of COLDWELL BANKER REALTY · Susan Brown. MLS #P4939790.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6204 KNOTTY PINE DRIVE SE, WINTER HAVEN, FL — 2 Bed, 2 Bath — $165,000 | CENTURY 21 Edge