6114 GRAND OAKS DRIVE SE, WINTER HAVEN, FL, 33884
Active179 days on marketListed Apr 23, 2026MLS #L4961323
About this home
6114 GRAND OAKS DRIVE SE
Virtually Staged. YOU OWN THE LAND – NO LOT RENT! Welcome to 6114 Grand Oaks Dr SE, a well-maintained 2-bedroom, 2-bath home with 1,288 sq. ft. of living space in the Garden Grove Oaks 55+ active community of Winter Haven. With a pond view, oversized lot, low $65/month HOA, no CDD, and no land lease, this home offers an appealing combination of affordability, comfort, and Florida lifestyle. Step inside to an open, comfortable floor plan with plenty of natural light and a spacious living area. The updated kitchen features granite countertops, luxury vinyl flooring, generous cabinet and counter space, and a pantry designed for practical storage—the deep side of the pantry includes pull-out shelves, making it much easier to reach and organize items stored toward the back. The kitchen opens to the main living area, creating an easy flow for everyday living and entertaining. The primary bedroom is conveniently located on the main level and includes an en-suite bath with walk-in shower and walk-in closet. A second bedroom and full guest bath provide comfortable space for visitors, a home office, hobbies, or additional living needs. The guest bathroom includes space for the inside laundry. The home features ceiling fans, skylights, window treatments, and a combination of luxury vinyl and carpet flooring. Appliances are included, along with the washer and dryer, and the home is being offered partially furnished. Outside, enjoy the water and garden views, covered parking with room for two vehicles plus golf cart parking, and additional storage in the exterior shed. The paved driveway provides extra parking flexibility, while the outdoor living area gives you a place to relax and enjoy Florida's year-round climate. Garden Grove Oaks is an established 55+ community with a clubhouse, community pool and fishing opportunities, with ground and pool maintenance included among the association benefits. And unlike communities where homeowners pay hundreds of dollars each month in lot rent, you own the land here, helping keep ongoing expenses manageable. Conveniently located in Winter Haven, this home combines an updated interior, water view, covered parking, storage, community amenities and land ownership with a low monthly HOA—all at an attractive price point.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,288
Sqft
0.14 ac
Lot size
1988
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,363 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,363/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs GARDEN GROVE OAKS
$124 vs $132
Days on market
179 vs 74 typical
Where $124/sqft sits among the 12 homes for sale in GARDEN GROVE OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $279K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
7 of 12
GARDEN GROVE OAKS have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 6114 GRAND OAKS DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$120,000
6002 GRAND OAKS DRIVE SE · same community
2 bd · 2 ba · 1,260 sqft · $95/sqft · 21 DOM
Sold · Jul ’26$162,000
6092 SOUTHERN OAKS DRIVE SE · same community
2 bd · 2 ba · 1,240 sqft · $131/sqft · 110 DOM
Sold · Jan ’26$172,000
6149 GRAND OAKS DRIVE SE · same community
2 bd · 2 ba · 1,342 sqft · $128/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6114 GRAND OAKS DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6114 GRAND OAKS DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6114 GRAND OAKS DRIVE SE FAQs
What would the monthly payment be for 6114 GRAND OAKS DRIVE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,363/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6114 GRAND OAKS DRIVE SE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6114 GRAND OAKS DRIVE SE?+
The most recent tax bill on record (2025) was $1,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6114 GRAND OAKS DRIVE SE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $159,900, this home is listed about 44% below the Winter Haven median of $286,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6114 GRAND OAKS DRIVE SE?+
Chain Of Lakes Elementary School (elementary), Lake Region High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WINTER HAVEN 33884 market on paper
$159,900 is 43% below the WINTER HAVEN 33884 median of $279,900, and at $124/sqft it sits under the Winter Haven average of $172.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
179 days on market against a Winter Haven median of 74 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $175,000, now $159,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CROSBY & ASSOCIATES, INC. · Kimberly Davis. MLS #L4961323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Winter Haven homes, in your inbox
Like 6114 GRAND OAKS DRIVE SE but not quite? A daily digest of every new listing in Winter Haven — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gianfranco to ping you on any price or status change →