1325 LAKE SHIPP DR N, WINTER HAVEN, FL, 33880
Active13 days on marketListed Sep 28, 2026MLS #P4939906
About this home
1325 LAKE SHIPP DR N
Bring your vision and make this 3-bedroom, 1-bath home your own! This property needs some TLC but offers great potential, with several important updates already completed. Features include original hardwood floors, an inviting screened-in pool, and sliding glass doors that open directly to the pool area—perfect for enjoying Florida living. The home also offers a convenient inside laundry room complete with a washer and dryer and a spacious 25’ x 8’ enclosed front porch complete with ceiling fans, providing additional flexible living or entertaining space. Outside, you’ll find a large fenced yard with plenty of room to enjoy the outdoors. Major updates include a new roof in 2026, New pool pump in 2026, New gas water heater 2026, and updated windows and glass sliding doors. With the big-ticket items already addressed, this home is ready for someone to add their personal touches and bring out its full potential. The home also has a Brinks home security system. Don’t miss this opportunity to create your own Florida home with a pool and a large fenced yard!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,733
Sqft
0.32 ac
Lot size
1956
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,657 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,657/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.9%
$/sqft vs NOT IN A SUBDIVISION
$130 vs $207
Days on market
13 vs 77 typical
Where $130/sqft sits among the 25 homes for sale in NOT IN A SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tranquility Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Tranquility Park — neighborhood snapshot
Population
320
Median age
40
Median income
$62,870
Median home value
$162,000
Avg household
2
Households w/ children
71%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $279K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
15 of 25
NOT IN A SUBDIVISION have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1325 LAKE SHIPP DR N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$269,000
17668 129TH ROAD · same community
3 bd · 2 ba · 1,800 sqft · $149/sqft · 0 DOM
Sold · Apr ’26$505,000
4178 FALLING LEAF DRIVE · same community
3 bd · 2 ba · 1,834 sqft · $275/sqft · 245 DOM
Sold · Feb ’26$439,500
5753 33RD STREET E · same community
3 bd · 2.5 ba · 1,884 sqft · $233/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1325 LAKE SHIPP DR N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1325 LAKE SHIPP DR N — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1325 LAKE SHIPP DR N FAQs
What would the monthly payment be for 1325 LAKE SHIPP DR N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,657/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1325 LAKE SHIPP DR N?+
The most recent tax bill on record (2025) was $881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $224,900, this home is listed about 21% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1325 LAKE SHIPP DR N?+
Lake Shipp Elementary School (elementary), Denison Middle School (middle), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY · Denise Jones. MLS #P4939906.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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