4130 POLK CITY ROAD, HAINES CITY, FL, 33844
Active24 days on marketListed Sep 24, 2026MLS #P4939928
About this home
4130 POLK CITY ROAD
CAPTIVATING LAKEFRONT PROPERTY! This stunning residence is nestled in the heart of Florida on 1.90 acres. This impressive home offers 6 bedrooms/ 6.5 full bathrooms. The charming front porch is inviting into the entry that leads to the large open living area. The home has spacious rooms for family living and entertaining guests. The family room features sliding doors and large windows overlooking the massive pool area and across Lake Bonnet. This property features a private boat ramp, and the lake is equipped with 2 ski courses. The huge kitchen will delight the family and is outfitted with top-of-the-line appliances and custom finishes that elevate the home's beauty and functionality. The primary bedroom features a screened balcony that captures a mesmerizing view across the lake and landscape of Polk County. Upstairs the rooms have quiet seclusion and comfort in size, numerous bathrooms and a Laundry room with plenty of cabinets and counter space. The pool area has paver decking around the large pool, hot tub, patio areas and around the gas fire pit. Enjoy lots of storage space with the 50x60 shop featuring 3 automatic doors. This luxury estate offers a perfect resort-type living for family and friends. The Central Florida location is fabulous and convenient for all necessities and a short distance to Orlando or Tampa for fine dining and airports.
Facts & features
The home at a glance
6
Bedrooms
6.5
Bathrooms
4,804
Sqft
1.9 ac
Lot size
3
Garage
2021
Year built
Two
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,679 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,679/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT IN SUBDIVISION
$312 vs $241
Days on market
24 vs 69 typical
Where $312/sqft sits among the 129 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
75 of 129
NOT IN SUBDIVISION have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 433% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4130 POLK CITY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$580,000
23225 NW COUNTY RD. 236 · same community
5 bd · 4 ba · 4,366 sqft · $133/sqft · 146 DOM
Sold · Apr ’26$725,000
20 LAKE IDYLWILD DRIVE N · same community
6 bd · 4 ba · 3,911 sqft · $185/sqft · 35 DOM
Sold · Apr ’26$725,000
1312 COLLINS LANE · same community
4 bd · 3 ba · 3,205 sqft · $226/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4130 POLK CITY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4130 POLK CITY ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4130 POLK CITY ROAD FAQs
What would the monthly payment be for 4130 POLK CITY ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,679/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4130 POLK CITY ROAD?+
The most recent tax bill on record (2025) was $10,414. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4130 POLK CITY ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $1,499,000, this home is listed about 387% above the Haines City median of $307,955. The market section on this page shows how the area is trending.
Which schools are assigned to 4130 POLK CITY ROAD?+
Eastside Elementary School (elementary), Shelley S. Boone Middle School (middle), Ridge Community High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS REALTY · Phillip Thomas. MLS #P4939928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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