2101 HATTERAS POINT, LAKELAND, FL, 33813
Active31 days on marketListed Sep 18, 2026MLS #P4939934
About this home
2101 HATTERAS POINT
Welcome to Waterview, where lakeside living meets refined comfort. This elegant two-story waterfront home offers serene views from your private patio, creating a beautiful backdrop for morning coffee or evening unwinding. Inside, the home features three bedrooms and two and a half baths, including a first-floor master suite, a spacious living and dining area, and a centrally located kitchen with a walk-in pantry. Upstairs, two oversized bedrooms share a stylish Jack-and-Jill bathroom, providing generous space for family or guests. The home is available fully furnished or unfurnished, with the option negotiable to suit your needs. Perfectly positioned near shopping, dining, and the Polk Parkway, Waterview also offers resort-style amenities including a community pool, tennis and basketball courts, a fishing pier, and tranquil waterfront scenery. Experience elevated lakeside living in one of the area’s most desirable communities. Don't miss your chance to enjoy the serenity of lakeside living in one of the area's most desirable neighborhoods!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,592
Sqft
0.12 ac
Lot size
1
Garage
2004
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$1 vs $194
Days on market
31 vs 61 typical
Where $1/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
218 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2101 HATTERAS POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$274,000
2063 WINDWARD PASS · same community
2 bd · 2 ba · 1,285 sqft · $213/sqft · 35 DOM
Sold · Apr ’26$250,000
2141 HATTERAS POINT · same community
3 bd · 2 ba · 1,233 sqft · $203/sqft · 20 DOM
Sold · Jan ’26$239,000
2109 SANDY HOOK · same community
2 bd · 2 ba · 1,106 sqft · $216/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2101 HATTERAS POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2101 HATTERAS POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2101 HATTERAS POINT FAQs
What would the monthly payment be for 2101 HATTERAS POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2101 HATTERAS POINT?+
The listing reports pets: Monthly Pet Fee, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $2,455, this home is listed about 99% below the Lakeland median of $330,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2101 HATTERAS POINT?+
Lakeland Highlands Middle School (middle), Highlands Grove Elementary School (elementary), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKELAND 33813 market on paper
$2,455 is 99% below the LAKELAND 33813 median of $404,450, and at $1/sqft it sits under the Lakeland average of $202.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lakeland Highlands Middle School, Highlands Grove Elementary School, George W. Jenkins Senior High — Highlands Grove Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,650, now $2,455 — a $195 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY MANAGEMENT OF POLK · Christin Davis. MLS #P4939934.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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