1401 YELLOW FINCH DRIVE, DAVENPORT, FL, 33837
Active3 days on marketListed Sep 19, 2026MLS #P4939936
About this home
1401 YELLOW FINCH DRIVE
Virtually Staged. No CDD and low HOA! Welcome to Atria at Ridgewood Lakes, a 24-hour guard-gated community offering a wonderful combination of convenience, amenities, and Central Florida lifestyle. This beautifully designed 3-bedroom, 2.5-bath, 1,720-square-foot townhome with a 1-car garage and 2-car driveway was built in 2022 and features two-story concrete block construction. Inside, the spacious primary suite offers a walk-in closet and en-suite bath with dual sinks and an oversized walk-in shower. One of the secondary bedrooms also features a walk-in closet, while a linen closet and under-stair storage provide additional storage space throughout the home. The kitchen includes a walk-in pantry, and the second-story laundry closet adds everyday convenience...washer and dryer included. Tile flooring flows throughout the common areas. Smart Home technology includes keyless entry, a SkyBell system, and Alexa integration. Enjoy the unique lifestyle of Ridgewood Lakes, where golf carts are permitted throughout the community. Golf enthusiasts will appreciate having White Heron Golf Club right within Ridgewood Lakes, featuring an 18-hole championship course, multiple tee options, practice facilities, driving range, and more. After a round of golf, or simply for an enjoyable meal, The Nest Restaurant, with a 4.7 Google rating, at White Heron offers lunch and dinner featuring American and international cuisines, along with a full bar and regular social entertainment, including live music, karaoke, bingo, and trivia nights. You'll have access to the Ridgewood Lakes Tennis & Pickleball courts, as well as Atria's exclusive amenities that are continuing to take shape, with the community's new pool area, pool cabanas, and walking nature trails around the pool anticipated to be completed in the first quarter of 2027, while the playground is already completed. The community also offers flexibility for pet owners, with no breed or size restrictions for dogs. For those considering the home as their primary residence, leases have a minimum term of seven months, helping maintain a more residential community atmosphere while prohibiting short-term rentals.Conveniently located off US 27 and 4 miles from I-4, this home offers easy access to shopping, restaurants, entertainment, ChampionsGate, world-class golf, Walt Disney World and everything Central Florida has to offer. Approximately 3 miles away, Posner Park features over 60 storefronts offering an exceptional selection of shopping, dining, and entertainment, including a Cinépolis IMAX Theater, BJ's Wholesale Club, Ulta, Marshalls, Target, PetSmart, Dick's Sporting Goods, Best Buy, Hobby Lobby, HomeGoods, Michaels, Books-A-Million, and more. Dining options include Davenport's Ale House, First Watch, Chipotle, Culver's, and Starbucks.Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,720
Sqft
0.04 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,226 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,226/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs Davenport actives
$151 vs $184
Days on market
3 vs 54 typical
Where $151/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,034
Median age
53
Median income
$70,380
Median home value
$328,641
Avg household
3
Households w/ children
303
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
203 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1401 YELLOW FINCH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$268,000
1256 YELLOW FINCH DRIVE · same community
3 bd · 2.5 ba · 1,720 sqft · $156/sqft · 169 DOM
Sold · Jun ’26$260,000
1289 YELLOW FINCH DRIVE · same community
3 bd · 2.5 ba · 1,720 sqft · $151/sqft · 59 DOM
Sold · Apr ’26$261,000
1366 YELLOW FINCH DRIVE · same community
3 bd · 2.5 ba · 1,720 sqft · $152/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1401 YELLOW FINCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1401 YELLOW FINCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1401 YELLOW FINCH DRIVE FAQs
What would the monthly payment be for 1401 YELLOW FINCH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,226/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1401 YELLOW FINCH DRIVE?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1401 YELLOW FINCH DRIVE?+
The most recent tax bill on record (2026) was $3,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1401 YELLOW FINCH DRIVE be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1401 YELLOW FINCH DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $260,000, this home is listed about 33% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1401 YELLOW FINCH DRIVE?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33837 market on paper
$260,000 is 19% below the DAVENPORT 33837 median of $320,000, and at $151/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 3 days on market in a Davenport market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY MARKETPLACE · Jenn Manzella. MLS #P4939936.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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