CENTURY 21 Edge
$369,0003 bd2 ba1,672 sqft$221 /sqft≈$2,771 /mo all-in ↓

4039 ASHTON CLUB DRIVE, LAKE WALES, FL, 33859

Active17 days on marketListed Sep 25, 2026MLS #P4939946

WaterfrontSingle Family ResidenceLAKE ASHTON GOLF CLUB PH 02

About this home

4039 ASHTON CLUB DRIVE

Location and Lifestyle! Golf Course View and Water Frontage Home For Sale in Lake Ashton, a gated and guarded (24/7) Florida Retirement community with Resort Style Amenities and Activities. CDD Debt Paid in Full- a real money saver! Overlooking the East golf course in Lake Ashton, this 3 bedroom / 2 bath home with 2 Car Garage and Dedicated Golf Cart Entry Garage offers spectacular views. The Covered Lanai (25X9) and Extended Screened Lanai (25X11) showcases the natural beauty found in Lake Ashton. Offering excellent curb appeal with decorative stone work on the columns at the front door, mature landscape and exterior paint (2026), this Split Plan home with 1,672 sq.ft. living area is an ideal layout for modern living. Beyond the Glass Door entry is tile flooring and engineered wood flooring beyond. To the right of the tiled Entry is the Den, which is separated by Double Glass Doors from the Living Room. The Open and Spacious Living Room and Kitchen Flow nicely together and overlook the desirable outdoor living space and unobstructed water/golf course views. The Kitchen highlights include: Pendant Lighting over the Breakfast Bar, Granite Counter Tops, Dinette area with a Large Glass Window, Crown Molding and 42" Cabinets, which provide style and functionality. This Split Plan home is desirable and practical. The Primary Suite fills the left wing of the home. It's the perfect place for relaxation. You'll enjoy beautiful, picturesque water views of Lake Ashton from the comfort of your own room. The Primary Suite showcases two closets (one walk-in and one built-in) and a spacious bathroom with a large walk-in shower with Glass Enclosure and Grab Bars. The double sink vanity provides ample storage and countertop space. On the other side of the home is Bedroom 2 and the Guest Bath with shower/tub combo with grab bars, comfort height vanity and Glass Block for natural light. The Flex Room (Bedroom 3), which is accessible from the Dinette area and the hallway for Bedroom 2 is on the back on the home. You'll enjoy wide water views in the Flex Room; Bi-Fold Doors could be added to provide privacy. The outdoor living area, accessible thru the Triple Sliders in the LR, is excellent for entertaining, dining, or just relaxing. Imagine sipping your morning coffee on the lanai or watching the evening sunset over the pond, golf course and Lake Ashton with a glass of wine. There is a separate uncovered paver area, too. It's the ideal location for your grill. The Laundry Room, which is the passage from the garage to the kitchen, offers cabinets for storage, a wash sink and the washer/dryer will convey with the sale of the home. Home Highlights: Roof Replaced 2021, Crown Molding, Water Heater Replaced in 2022, A/C unit replaced 2023, Irrigation System to water the lawn and Glass Inserts on the Garage Doors. Superb location with proximity to the Main Clubhouse with Movie Theater, Bowling Lanes, Media, Craft and Card Rooms, Fitness Center, Resort Style Outdoor Pool and Grand Ballroom. Tennis Courts, Bocce Ball and Shuffleboard Courts are available at the Main Clubhouse. Residents in Lake Ashton Also enjoy the Health and Fitness Center, which has an Indoor Pool, Fitness Center, Media Center, Card, Craft and Billiards, Pickleball Courts, Tennis Courts. Make your appointment to tour this home today! 1 Year Home Warranty Provided thru American Home Shield (Shield Plus Plan).

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,672

Sqft

0.17 ac

Lot size

2

Garage

2003

Year built

One

Levels

$221

Per sqft

WaterfrontGolf Course & Water view55+ communityPets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Water
FacesNorthwest
ParkingDriveway · Garage Door Opener · Golf Cart Garage
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$5/mo
Taxes (2026)$3,245/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Racquetball · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,771 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property tax — 2026 actual bill$270
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,915
Interest rate6.00%
Loan term

Estimated payment

$2,771/mo

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property taxes (actual bill)$270
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $369K
$278KedgeAI estimate $321,426 · range $289K–$331K$384K

vs edgeAI estimate

+14.8%

$/sqft vs Lake Wales actives

$221 vs $167

Days on market

17 vs 84 typical

Where $221/sqft sits among the 383 Lake Wales actives

66
120
92
57 · this home
18
30
$97–131$131–165$165–199$199–233$233–267$267+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Ashton

Drive times from this address

Walt Disney World≈ 47 min
Universal Orlando≈ 57 min
Downtown Orlando≈ 63 min
Orlando Int’l Airport (MCO)≈ 68 min
Downtown Tampa≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

Lake Ashton — neighborhood snapshot

Population

3,278

Median age

62

Median income

$75,204

Median home value

$304,700

Avg household

2

Households w/ children

115

For the school run

Polk County School District

ElementaryChain Of Lakes Elementary School★★★★★
HighLake Region High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$275K → $249K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

179 of 383

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the LAKE WALES 33859 median. See the full Lake Wales market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $369,000 · 17 days on market since
2003Built · LAKE ASHTON GOLF CLUB PH 02

Reality check

What actually sold near 4039 ASHTON CLUB DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4028 BIRKDALE DRIVESold · Mar ’26

$290,000

4028 BIRKDALE DRIVE · same community

3 bd · 2 ba · 1,706 sqft · $170/sqft · 107 DOM

4129 LIMERICK DRIVESold · Sep ’26

$450,000

4129 LIMERICK DRIVE · same community

3 bd · 2 ba · 1,589 sqft · $283/sqft · 134 DOM

4072 DUNMORE DRIVESold · Jul ’26

$280,000

4072 DUNMORE DRIVE · same community

2 bd · 2 ba · 1,530 sqft · $183/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 4039 ASHTON CLUB DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4039 ASHTON CLUB DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4039 ASHTON CLUB DRIVE FAQs

What would the monthly payment be for 4039 ASHTON CLUB DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,771/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4039 ASHTON CLUB DRIVE?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4039 ASHTON CLUB DRIVE?+

The most recent tax bill on record (2026) was $3,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4039 ASHTON CLUB DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $369,000, this home is listed about 51% above the Lake Wales median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4039 ASHTON CLUB DRIVE?+

Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAKE ASHTON REALTY INC. · Lori Raath. MLS #P4939946.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4039 ASHTON CLUB DRIVE, LAKE WALES, FL — 3 Bed, 2 Bath — $369,000 | CENTURY 21 Edge