4395 JULIANA LAKE DRIVE, AUBURNDALE, FL, 33823
Active19 days on marketListed Sep 29, 2026MLS #P4940024
About this home
4395 JULIANA LAKE DRIVE
Build Your Dream Home in Lake Juliana Estates! Discover the opportunity to build your dream home in Lake Juliana Estates, a desirable gated community in Auburndale offering an exceptional combination of privacy, recreation, and convenience. Residents enjoy access to an impressive array of amenities, including two gated entrances, a private boat ramp on Lake Juliana, clubhouse, fitness center, community pool, tennis courts, pickleball courts, basketball courts, and playground. Whether you enjoy boating, staying active, relaxing by the pool, or spending time outdoors, this community offers something for everyone. Ideally located with convenient access to I-4 and the Polk Parkway, Lake Juliana Estates provides an easy commute to Lakeland, Orlando, Tampa, and surrounding Central Florida destinations. Bring your vision and start planning the lakefront home you've always wanted in this beautiful Auburndale community! **More photos to come**
Facts & features
The home at a glance
0.72 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,511 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,511/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Juliana Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Lake Juliana Estates — neighborhood snapshot
Population
355
Median age
53
Median income
$101,000
Median home value
$379,400
Avg household
3
Households w/ children
35%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $342K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 4395 JULIANA LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$396,900
4706 GRANDVIEW GLEN DRIVE · same community
3 bd · 2 ba · 1,955 sqft · $203/sqft · 0 DOM
Sold · Sep ’26$435,000
4000 JULIANA LAKE DRIVE · same community
3 bd · 2 ba · 1,958 sqft · $222/sqft · 100 DOM
Sold · Nov ’25$396,846
4645 GRANDVIEW GLEN DR · same community
3 bd · 2 ba · 1,970 sqft · $201/sqft · 316 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4395 JULIANA LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4395 JULIANA LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4395 JULIANA LAKE DRIVE FAQs
What would the monthly payment be for 4395 JULIANA LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,511/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4395 JULIANA LAKE DRIVE?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4395 JULIANA LAKE DRIVE?+
The most recent tax bill on record (2025) was $2,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4395 JULIANA LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $155,000, this home is listed about 55% below the Auburndale median of $342,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4395 JULIANA LAKE DRIVE?+
Lena Vista Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the AUBURNDALE 33823 market on paper
$155,000 is 51% below the AUBURNDALE 33823 median of $314,300.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $159,900, now $155,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY · Denise Spears. MLS #P4940024.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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