193 E SWEET CIRCLE, WINTER HAVEN, FL, 33884
Active10 days on marketListed Oct 8, 2026MLS #P4940099
About this home
193 E SWEET CIRCLE
Charming 2 bedroom, 2 bath fully furnished home where comfort meets character. This beautifully appointed residence features custom, hand crafted furniture made by the owner, adding a unique personal touch you won't find in most homes. Enjoy the convenience of a move in ready home in an active park that has many games and activities that allows you to meet and make new friends. This home is located in a welcoming community and comes with one share of Orange Manor Co-Op., giving the owner voting rights within the cooperative. Even better, enjoy the benefit of low monthly HOA fees.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
0.11 ac
Lot size
1983
Year built
One
Levels
$85
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,499 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,499/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27%
$/sqft vs ORANGE MANOR WEST COOP INC
$85 vs $80
Days on market
10 vs 74 typical
Where $85/sqft sits among the 7 homes for sale in ORANGE MANOR WEST COOP INC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $279K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
2 of 7
ORANGE MANOR WEST COOP INC have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 193 E SWEET CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$120,000
103 LAKE HAZEL DRIVE · same community
2 bd · 2 ba · 1,316 sqft · $91/sqft · 55 DOM
Sold · Apr ’26$78,000
211 SWEET CIRCLE · same community
2 bd · 2 ba · 1,274 sqft · $61/sqft · 323 DOM
Sold · Jun ’26$65,000
148 SWEET CIRCLE · same community
2 bd · 2 ba · 1,248 sqft · $52/sqft · 418 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 193 E SWEET CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 193 E SWEET CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
193 E SWEET CIRCLE FAQs
What would the monthly payment be for 193 E SWEET CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,499/mo — principal and interest, the actual property-tax bill, the $533/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 193 E SWEET CIRCLE?+
The association fee works out to $533 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 193 E SWEET CIRCLE?+
The most recent tax bill on record (2025) was $1,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 193 E SWEET CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $110,000, this home is listed about 62% below the Winter Haven median of $286,450. The market section on this page shows how the area is trending.
Which schools are assigned to 193 E SWEET CIRCLE?+
Garden Grove Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER HAVEN 33884 market on paper
$110,000 is 61% below the WINTER HAVEN 33884 median of $279,450, and at $85/sqft it sits under the Winter Haven average of $173.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $533/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of TOWN & COUNTRY REAL ESTATE · Darlene Bice. MLS #P4940099.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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