
16 SURFSIDE, HUMACAO, PR, 00791
Active976 days on marketListed Nov 22, 2023MLS #PR9103247
About this home
16 SURFSIDE
An extraordinary opportunity beckons for those seeking the epitome of beachfront luxury in Palmas del Mar. This rare-to-market gem invites you to savor the allure of living directly on the sand, offering unobstructed views of the Caribbean Sea and the myriad amenities that define the Palmas del Mar lifestyle. With a sprawling 1,457.12 sq. m canvas, this exclusive parcel of land sets the stage for a bespoke retreat by the sea. Positioned within a private cul-de-sac, this property provides not only exclusivity but also direct access to the pristine sandy beach, creating a lifestyle defined by the rhythmic embrace of the Caribbean waves. Seize the privilege of designing a residence of timeless beauty, where the dimensions of this property invite architectural innovation. Whether envisioning a Mediterranean-inspired haven or a sleek contemporary masterpiece, the possibilities are as limitless as the horizon. Wake up to breathtaking sunrise views over the sparkling waters and unwind in the evening as the sun sets in ultimate privacy. Immerse yourself in the refreshing waters, take leisurely walks along the shoreline, or indulge in your favorite watersports and activities. As part of Palmas del Mar's gated community, residents of 16 Surfside gain exclusive access to a host of amenities, including tropical beaches, multiple golf courses, tennis courts, restaurants, a private school, as well as the prestigious Yacht Club & Marina. Beyond the allure of the beach, the community's meticulously landscaped grounds and 24-hour security ensure a safe and serene environment for all residents. 16 Surfside is not just a property; it's an invitation to immerse yourself in the contemporary elegance of coastal living, where every day is a masterpiece of relaxation and indulgence.
Facts & features
The home at a glance
0.36 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,706 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,706/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 405% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 16 SURFSIDE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$410,000
200 OCEAN DRIVE THE MARBELLA CLUB UNIT 215 · same community
2 bd · 1.5 ba · 1,140 sqft · $360/sqft · 171 DOM
Sold · Jan ’26$350,000
Palmas Del Mar FAIRWAY COURT UNIT 702 · same community
2 bd · 2 ba · 1,348 sqft · $260/sqft · 92 DOM
Sold · Apr ’26$395,000
150 CANDELERO DRIVE UNIT 872 · same community
2 bd · 2 ba · 1,348 sqft · $293/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16 SURFSIDE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 SURFSIDE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16 SURFSIDE FAQs
What would the monthly payment be for 16 SURFSIDE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,706/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16 SURFSIDE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16 SURFSIDE?+
The most recent tax bill on record (2021) was $428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16 SURFSIDE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $2,500,000, this home is listed about 405% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PUERTO RICO SOTHEBY'S INT. REALTY · Oriana Juvelier. MLS #PR9103247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


