
10 RIDGETOP, HUMACAO, PR, 00791
Active863 days on marketListed Mar 18, 2024MLS #PR9105079
About this home
10 RIDGETOP
Perched atop the lush, vibrant landscape of Palmas del Mar, this distinguished estate stands in a league of its own, occupying a supremely privileged location that commands sweeping views of the crystalline ocean, majestic mountains, and the sprawling resort below. Designed as an idyllic setting for both grand festive gatherings and tranquil retreat living, the estate's architecture masterfully embraces its surrounding natural beauty through its use of oversized windows, broad terraces, meticulously landscaped garden patios, and an enchanting central courtyard. Upon entering, guests are greeted by a captivating open-air garden, setting the tone for the exquisite interior that lies within. The interior is a showcase of luxury, featuring rich marble flooring that gleams under the light, intricately designed decorative recessed ceilings, and polished wood accents that add warmth and elegance to the living spaces. These indoor areas are designed to blend seamlessly with the outdoors, ensuring that the beauty of the estate's natural setting is always in view. The master suite serves as a sanctuary of ultimate comfort and luxury, offering an ensuite bathroom equipped with both an invigorating outdoor shower and a soothing jacuzzi, embodying the pinnacle of opulent living. This estate houses five additional bedrooms, each with its unique design and panoramic views of the vibrant outdoor landscape, providing guests with their private retreats. Culinary adventures await in the state-of-the-art kitchen, which boasts dual islands, custom cabinetry, and strategically placed windows that frame the stunning ocean views, inspiring chefs and entertaining hosts alike. The dining room adjacent to the kitchen is designed for hosting lavish dinners, while the estate's variety of outdoor settings offers intimate and versatile spaces for entertaining, including a poolside area with an outdoor kitchen that allows guests to dine al fresco while soaking in the lush resort atmosphere. The estate's Mediterranean-inspired design, characterized by its majestic columns and balustrades set against the backdrop of the garden's vibrant colors, creates a serene yet elegant ambiance, inviting relaxation and enjoyment. With a generous 6,370 square feet of living space and covered parking, this estate grants access to the luxurious amenities of Palmas del Mar, including a tennis center, equestrian center, private schooling options, two championship golf courses, sixteen restaurants and cafes, and the exclusive marina and yacht club, placing it as a rare gem on the east coast of Puerto Rico. This property holds historical significance as it was originally constructed by Charles Fraser, the original master developer of Palmas del Mar. Among the many available locations, Fraser chose this exceptional spot for his personal residence, marking it as a site of unparalleled value and beauty. Fraser, renowned for his development of iconic destinations such as Kiawah Island, Sea Pines, and Amelia Island, imbued this estate with a legacy of luxury and harmony with nature. As such, this estate does not merely offer a living space but presents a unique opportunity to own a piece of history, offering an unmatched lifestyle in one of the most desirable locations in Puerto Rico.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
6,370
Sqft
0.52 ac
Lot size
1981
Year built
Two
Levels
$824
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$30,924 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$30,924/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 961% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 10 RIDGETOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,850,000
30 LOS LAGOS · same community
4 bd · 3.5 ba · 4,903 sqft · $377/sqft · 0 DOM
Sold · Jun ’26$1,750,000
31 LOS LAGOS · same community
4 bd · 3.5 ba · 4,675 sqft · $374/sqft · 73 DOM
Sold · Jan ’26$3,800,000
12 RIDGE TOP · same community
5 bd · 6 ba · 8,149 sqft · $466/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10 RIDGETOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 RIDGETOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10 RIDGETOP FAQs
What would the monthly payment be for 10 RIDGETOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $30,924/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 RIDGETOP?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 RIDGETOP?+
The most recent tax bill on record (2022) was $4,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 RIDGETOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $5,250,000, this home is listed about 961% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$5,250,000 runs 961% above the HUMACAO 00791 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $5,995,000, now $5,250,000 — a $745K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CASILLAS REALTY GROUP DBA · Ricardo Casillas. MLS #PR9105079.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


