CENTURY 21 Edge
$1,495,000$1,750,0003 bd3 ba2,100 sqft$712 /sqft$8,951 /mo all-in ↓

16 ALTURAS DE ZONI, CULEBRA, PR, 00775

Active538 days on marketListed Feb 13, 2025MLS #PR9111754

Reduced $255KPrivate poolFully furnishedVillaALTURAS DE ZONI

About this home

16 ALTURAS DE ZONI

This property known as Casa Frangipani is a stunning remarkable 4370 square foot 3-bedroom 3-bathroom house on the beautiful Island of Culebra, Puerto Rico, one of the Spanish Virgin Islands. The house is on a sprawling 1 acre lot with spectacular views over Zoni Beach, the Zoni Beach Lagoon, the Island of Cayo Norte, and the vast Atlantic Ocean. The property is in the Alturas de Zoni neighborhood of Culebra and is just 3 blocks from Zoni Beach. The island of Culebra is known for it's clean environment, natural beauty, stunning surroundings, crystal clear waters, and pristine beaches. For beaches the property is within 8 miles of all the beaches in Culebra including, but not limited to, the following beaches. - Zoni Beach - 3 blocks, - Brava Beach – 4 1/2 miles, - Datillas Beach – 5 3/4 miles, - Flamenco Beach (perennially ranked one of the top 10 beaches in the world) – 6 1/4 miles miles, - Tamarindo Beach – 6 1/4 miles, - Soldier's Point Beach – 8 miles. The property is fully fenced with a gate at the driveway and consists of two buildings with the pool and pool deck between the two buildings. The first building is the great room consisting of the living room, kitchen, dining room, and one of the house's bathrooms. The second building is two floors. The first floor consists of 2 bedrooms with a bathroom between the bedrooms and the garage. The garage is plumbed for water with a full tub sink in the garage. The second floor of the second building contains the primary suite with primary bedroom, primary bathroom, and a 600 square foot outdoor balcony with the spectacular views described above. Zoni Beach, where the property is located is one of the premier areas of Culebra. The community of Alturas de Zoni is 31 exclusive properties nestled next to Zoni Beach. The community has a Home Owner's Association that assures the covenants of the association are followed thus protecting all of the community and all Owners investing in the community. The property is 5 1/4 miles from the town of Culebra. All services offered in Culebra such as government services, public services, transportation services, post office, banking, schools, fire station, police station, hospital, churches, grocery stores, hardware store, gift shops, dive shops, restaurants, activities and nightlife are a short drive from the property. For traveling Casa Frangipani is 5 1/4 miles from the Culebra ferry dock which is in the town of Culebra and is 4 1/2 miles from the Culebra airport. Casa Fangipani is a spectacular property located in one of the premier neighborhoods on the Island of Culebra. A great house as a second home or to live full time.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,100

Sqft

1 ac

Lot size

1

Garage

1998

Year built

Two

Levels

$712

Per sqft

Private poolPool & Water viewFurnishedPets allowed

Inside

FlooringTile
AppliancesCooktop · Electric Water Heater · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Solid Wood Cabinets · Vaulted Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingNone
HeatingNone
FurnishedFurnished

Outside & construction

RoofOther
ConstructionConcrete
FoundationSlab
ViewPool · Water
FacesNorthwest
ParkingDriveway · Guest · Off Street · On Street
ExteriorAwning(s) · Balcony · Hurricane Shutters · Outdoor Shower · Storage

Community & fees

HOA fee$13/mo
Taxes (2025)$1,800/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesElectricity Connected · Public · Water Available
WaterPrivate · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,951 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property tax — 2025 actual bill$150
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$8,951/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property taxes (actual bill)$150
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside CULEBRA 00775

Map of 16 ALTURAS DE ZONI

The numbers that matter

The CULEBRA 00775 market

This home is listed 114% above the CULEBRA 00775 median.

Paper trail

This home's history

CurrentPrice reduced to $1,495,000 $255K
Feb 13, 2025Listed at $1,750,000 · 538 days on market since
1998Built · ALTURAS DE ZONI

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16 ALTURAS DE ZONI — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16 ALTURAS DE ZONI — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16 ALTURAS DE ZONI FAQs

What would the monthly payment be for 16 ALTURAS DE ZONI?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,951/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16 ALTURAS DE ZONI?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16 ALTURAS DE ZONI?+

The most recent tax bill on record (2025) was $1,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16 ALTURAS DE ZONI?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in CULEBRA 00775?+

At $1,495,000, this home is listed about 114% above the CULEBRA 00775 median of $700,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,495,000 runs 114% above the CULEBRA 00775 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $1,750,000, now $1,495,000 — a $255K cut. The full history is in the market section below.

Listing courtesy of MICHAEL MCCARTY · Michael McCarty. MLS #PR9111754.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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