CENTURY 21 Edge
$2,450,000$2,800,0005 bd4 ba3,600 sqft$681 /sqft$16,558 /mo all-in ↓

8 ALTURAS DE ZONI, CULEBRA, PR, 00775

Active404 days on marketListed Jun 25, 2025MLS #PR9114472

Reduced $350KNew constructionPrivate poolSingle Family ResidenceALTURAS DE ZONI

About this home

8 ALTURAS DE ZONI

This property, Alturas de Zoni #8, is currently unfinished. The construction of the structure is complete but the inside of the house is not finished. The property is a blank slate for a Buyer to finish this beautiful home to their taste and desires. The full construction drawings and plans are available to complete the finishing work. The house is priced at a large discount whereas the purchase price plus cost to finish the house will be significantly lower than the resulting value of the completed property. The property is a spectacular 4000 square foot 5 bedroom, 4 bath luxury house on a 1 acre lot in the Zoni Beach area of the beautiful island of Culebra, Puerto Rico, one of the Spanish Virgin Islands. A unique opportunity for a one of a kind palatial home with breathtaking views. The views are the most sought after views on the Island of Culebra. The property looks out over the Island of Cayo Norte, the Island of Culebrita, the Island of St. Thomas, the Atlantic Ocean, the Caribbean Sea, Sail Rock, and on a clear day one can see to the British Virgin Islands. The house on the property is comprised of two buildings, a front building and a back building with a pool/pool deck between the buildings. Both buildings are poured concrete construction including the roofs. There is no concrete block, wood, nor other construction materials utilized in the construction of the house. The front building has an open design kitchen/dining/living great room, an upstairs mezzanine with outdoor porch, a garage, a Primary Suite with en-suite bathroom, 2 guest bedrooms (bedrooms 2 and 3), and an additional bathroom shared by the two guest bedrooms. The back building is a three story building. The top two floors, the second and third floors, of the back building each have a bedroom with en suite bathroom. The first floor of the back building is fully plumbed and wired so could easily be made the 6th bedroom/5th bathroom of the house if desired. Under the pool deck is a storage room and the 16,500 gallon rain water cistern. The storage area has been wired with electrical upgrades such that it could be converted into and utlized as a workshop. The property is located in the Alturas de Zoni neighborhood of Culebra. The neighborhood is the most sought out premier neighborhood on the Island of Culebra consisting of 31 exclusive properties with the spectacular views noted above. The houses in the neighborhood are all luxury houses with minimum standards for design, size, and quality set and monitored by the Alturas de Zoni Homeowners Association Architectural committee. By road the property is a half mile from Zoni beach which is the premier beach in Culebra touting the spectacular views mentioned above. Zoni beach is usually not occupied so at times one would have the beach all to themselves. At other times maybe up to 20 persons will be on Zoni beach. The Alturas de Zoni neighborhood is about 5 miles from the town of Culebra. Far enough to "be away from it all" but close enough to be able to conveniently get to town for any services offered in town. For beaches, the property is within 7 miles of all the beaches in Culebra. For travel, the Culebra airport is just 4 miles from the property and the Culebra ferry dock is in town just 5 miles from the property. All in all Alturas de Zoni #8 is a great luxury property in the most premier neighborhood on Culebra, a one of a kind. All reasonable offers will be considered.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,600

Sqft

1 ac

Lot size

2

Garage

2025

Year built

Three Or More

Levels

$681

Per sqft

Private poolWater viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingNone
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Off Street · On Street
ExteriorAwning(s) · Balcony · Storage

Community & fees

HOA fee$13/mo
PetsYes
CommunityGolf Carts OK

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$16,558 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,220
PMI (est., until 20% equity)$919
Est. property taxes (1.1%/yr)$2,246
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $245,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $245,000
Interest rate6.00%
Loan term

Estimated payment

$16,558/mo

Principal & interest$13,220
PMI (est., until 20% equity)$919
Est. property taxes$2,246
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside CULEBRA 00775

Map of 8 ALTURAS DE ZONI

The numbers that matter

The CULEBRA 00775 market

This home is listed 250% above the CULEBRA 00775 median.

Paper trail

This home's history

CurrentPrice reduced to $2,450,000 $350K
Jun 25, 2025Listed at $2,800,000 · 404 days on market since
2025Built · ALTURAS DE ZONI

Reality check

What actually sold near 8 ALTURAS DE ZONI

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

250 FRAILES 26Sold · Jun ’26

$1,475,000

250 FRAILES 26

5 bd · 3.5 ba · 3,000 sqft · $492/sqft · 333 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8 ALTURAS DE ZONI — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8 ALTURAS DE ZONI — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8 ALTURAS DE ZONI FAQs

What would the monthly payment be for 8 ALTURAS DE ZONI?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,558/mo — principal and interest, estimated property taxes, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8 ALTURAS DE ZONI?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 8 ALTURAS DE ZONI?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in CULEBRA 00775?+

At $2,450,000, this home is listed about 250% above the CULEBRA 00775 median of $700,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$2,450,000 runs 250% above the CULEBRA 00775 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $2,800,000, now $2,450,000 — a $350K cut. The full history is in the market section below.

Listing courtesy of MICHAEL MCCARTY · Michael McCarty. MLS #PR9114472.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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