CENTURY 21 Edge
$1,399,000$1,699,0005 bd4 ba3,500 sqft$400 /sqft$9,566 /mo all-in ↓

56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56, HUMACAO, PR, 00791

Active335 days on marketListed Sep 9, 2025MLS #PR9115887

Reduced $300KSingle Family ResidenceHARBOUR LIGHTS ESTATES EXTENSION

About this home

56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56

Just Listed in Harbour Lights, Palmas del Mar ! Be the first to enjoy this fully remodeled two-level residence in the prestigious community of Harbour Lights at Palmas del Mar. Every detail has been thoughtfully updated—everything is brand new! This stunning home of 5 bedrooms, 4 baths features an open- concept floor plan that offers flexible living spaces, including an area that can be used as a home office or a guest bedroom, perfect for todays modern lifestyle. It also has a newly added terrace, ideal for outdoor entertaining, and comes with ARB-approved permit for a private pool. Enjoy breathtaking ocean views from the second level, offering the perfect setting for sunrise coffee or sunset cocktails. This home is move-in ready and blends comfort, modern aesthetics, and thoughtful functionality. It is surrounded by world-class amenities—two championship golf courses, a full-service marina, scenic golf cart trails, equestrian facilities, tennis and pickleball courts, and a variety of shops and restaurants. Families will appreciate the proximity to The Palmas Academy, a top-rated private, college-preparatory school serving grades Pre-K through 12—right within the community gates. Schedule a private showing today and experience Palmas Del Mar lifestyle.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,500

Sqft

0.3 ac

Lot size

2

Garage

1999

Year built

Two

Levels

$400

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorHigh Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter
FacesEast
ExteriorBalcony · Sliding Doors · Storage

Community & fees

HOA fee$50/mo
PetsCats OK, Dogs OK
CommunityGated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$9,566 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Est. property taxes (1.1%/yr)$1,282
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$9,566/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Est. property taxes$1,282
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56

The numbers that matter

The HUMACAO 00791 market

This home is listed 183% above the HUMACAO 00791 median.

Paper trail

This home's history

CurrentPrice reduced to $1,399,000 $300K
Sep 9, 2025Listed at $1,699,000 · 335 days on market since
1999Built · HARBOUR LIGHTS ESTATES EXTENSION

Reality check

What actually sold near 56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

32 LOS LAGOSSold · Dec ’25

$2,090,000

32 LOS LAGOS

4 bd · 3.5 ba · 3,471 sqft · $602/sqft · 0 DOM

38-39 SHELL CASTLESold · May ’26

$1,800,000

38-39 SHELL CASTLE

4 bd · 4.5 ba · 3,718 sqft · $484/sqft · 120 DOM

42 LOS LAGOSSold · Jan ’26

$1,271,000

42 LOS LAGOS

4 bd · 3.5 ba · 3,775 sqft · $337/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56 — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56 FAQs

What would the monthly payment be for 56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,566/mo — principal and interest, estimated property taxes, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 56 HARBOUR LIGHTS ESTATES EXTENSION UNIT 56?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $1,399,000, this home is listed about 183% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

Listing courtesy of MARANATHA REALTY · Janice Ramos. MLS #PR9115887.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 10, 2026 at 6:52 PM UTC. The listing information on this page last changed on August 10, 2026 at 6:52 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 10, 2026 at 6:52 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 10, 2026 at 6:52 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.