69 ISLA SAN MIGUEL, HUMACAO, PR, 00791
Active82 days on marketListed May 19, 2026MLS #PR9121484
About this home
69 ISLA SAN MIGUEL
Waterfront Marina Living in Isla San Miguel, Palmas del Mar. Welcome to San Miguel 69 a rare waterfront residence in the private, gated Island community inside Palmas del Mar. Designed for boaters, water lovers, and anyone seeking true resort-style living, this three-level home offers a private boat slip, open living spaces, generous terraces, and direct views toward the marina, yacht club, and surrounding boats. The residence features approximately 1,691 total square feet of GLA, plus terrace & balconies overlooking the private dock area. From here, enjoy an effortless coastal lifestyle with space for paddle boarding, kayaking, e-foiling, boating, and relaxed mornings by the water. Inside, the home offers an open-concept kitchen and living area that flows naturally to the terrace, creating an easy indoor-outdoor setting for entertaining. The layout includes bedrooms distributed across the upper levels, with terraces positioned to capture east and west exposure. Solar panels add energy efficiency and support reliable day-to-day living. Located within Palmas del Mar, residents enjoy one of Puerto Rico’s most complete resort communities, with gated neighborhoods, golf-cart-friendly streets, marina access, beaches, restaurants, parks, and club amenities nearby. Palmas Athletic Club confirms two championship 18-hole golf courses, while its racket center includes 12 hard courts, 4 clay courts, and 12 dedicated pickleball courts. The member Beach Club includes a pool area, water-play features, beach access, and family-friendly recreation. Palmas also offers natural beauty beyond the marina, including the Pterocarpus Forest Nature Reserve, a 51-acre preserve with a ¾-mile elevated boardwalk. The community includes the Wyndham Palmas Beach & Golf Boutique Resort, making it easy for visiting family and friends to stay nearby while still enjoying the privacy of a residential enclave. Whether used as a primary residence or second home, this Isla San Miguel property delivers the best of Palmas del Mar: boating, privacy, community, recreation, and the feeling of a Caribbean resort lifestyle every day.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,691
Sqft
0.04 ac
Lot size
2025
Year built
Three Or More
Levels
$787
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$9,055 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,055/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 167% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 69 ISLA SAN MIGUEL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$384,000
PALMARINA CLUB PALMARINA CLUB UNIT 9
3 bd · 2.5 ba · 1,658 sqft · $232/sqft · 237 DOM
Sold · Apr ’26$380,000
180 PALMAS DR HARBOUR LAKES UNIT 44B
3 bd · 2.5 ba · 1,637 sqft · $232/sqft · 294 DOM
Sold · May ’26$415,000
180 PALMAS DRIVE UNIT 49B
3 bd · 2.5 ba · 1,637 sqft · $254/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 69 ISLA SAN MIGUEL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 69 ISLA SAN MIGUEL — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
69 ISLA SAN MIGUEL FAQs
What would the monthly payment be for 69 ISLA SAN MIGUEL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,055/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 69 ISLA SAN MIGUEL?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $1,330,000, this home is listed about 167% above the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$1,330,000 runs 167% above the HUMACAO 00791 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,345,000, now $1,330,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARICELLE RIVERA RIVERA · Maricelle Rivera Rivera. MLS #PR9121484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.