1 SAN MIGUEL ISLAND UNIT 6, HUMACAO, PR, 00791
Active492 days on marketListed Apr 11, 2025MLS #PR9112515
About this home
1 SAN MIGUEL ISLAND UNIT 6
Prime Waterfront Lot with Dock – Build Your Dream Home! Discover the perfect canvas for your dream home on this 165.09 square meters flat lot with a private dock, ideal for boating enthusiasts. It comfortably accommodates a 55-60 feet boat, offering direct access to serene waters. Located in a gated community with a pool and access to all the amenities of Palmas del Mar, you can enjoy luxury living at its finest. Related costs: CRIM: $ 83.96, Slip Boat Association: $ 85.00/ month, San Miguel Island Regime: $ 345.00/ Quarterly & Palmas Homeowners Association (PHA): $ 1014.00 / year. Some of the resort amenities are: over 15 restaurants within the Palmas community, community town center with shops, banks and spa facilities, Palmas Academy, Equestrian center, Yacht Club Marina, miles of walking and bike trails, over 3 miles of beaches, 24/7 private security, two 18 holes championship golf courses, tennis club and pickleball facilities and the Beach Club with direct access to the beach with its private restaurant. Don’t miss this rare opportunity! Contact us today for more information.
Facts & features
The home at a glance
0.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$4,181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 12% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 1 SAN MIGUEL ISLAND UNIT 6
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$200,000
Sr 926 Km 6.2 COLLORES WARD
3 bd · 2 ba · 0 sqft · 31 DOM
Sold · May ’26$165,000
Calle A VILLA ORIENTE
3 bd · 2 ba · 930 sqft · $177/sqft · 0 DOM
Sold · Sep ’25$125,000
75 AVE ROOSEVELT
4 bd · 2 ba · 1,000 sqft · $125/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1 SAN MIGUEL ISLAND UNIT 6 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 SAN MIGUEL ISLAND UNIT 6 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 SAN MIGUEL ISLAND UNIT 6 FAQs
What would the monthly payment be for 1 SAN MIGUEL ISLAND UNIT 6?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,181/mo — principal and interest, estimated property taxes, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 SAN MIGUEL ISLAND UNIT 6?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at 1 SAN MIGUEL ISLAND UNIT 6?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $539,000, this home is listed about 12% above the HUMACAO 00791 median of $480,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$539,000 runs 12% above the HUMACAO 00791 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $650,000, now $539,000 — a $111K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARANATHA REALTY · Janice Ramos. MLS #PR9112515.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.