53 ISLA SAN MIGUEL, HUMACAO, PR, 00791
Active60 days on marketListed Jun 10, 2026MLS #PR9121846
About this home
53 ISLA SAN MIGUEL
Is there a waterfront home in Palmas del Mar with a private boat slip, pool, rooftop terrace, and resort-style amenities? This split-level residence in Isla San Miguel offers marina views, modern indoor-outdoor living, a 50-foot private boat slip, solar system, equipped interiors, and access to the gated Palmas lifestyle in Humacao, Puerto Rico. Located within the gated Isla San Miguel enclave of Palmas del Mar, this spectacular waterfront home is designed for boating, entertaining, and relaxed coastal living. A welcoming entry opens to a lower level with a full bathroom conveniently positioned near the garage entry, ideal after time by the pool, boat, or beach. A short flight up, the dramatic two-story living room showcases soaring ceilings, expansive windows, beautiful natural light, and direct access to the patio, pool, deck, and water views. The open-concept kitchen and dining area continue the waterfront experience with a modern center island, wine cooler, under-cabinet lighting, and large sliding doors that connect seamlessly to the outdoor entertaining areas. Highlights include: • Private 50-foot boat slip directly at the residence • Backyard pool, heated spa, deck, and compact outdoor kitchen • Open modern island kitchen with waterfront views • Dramatic high ceilings and abundant windows • Loft with custom curved railing overlooking the living room • Primary suite with private balcony and water views • Secondary bedrooms with impressive views and flexible layout • Rooftop terrace with 360-degree marina, ocean, and coastal views • Full laundry room with sink • Solar system and sold equipped for convenience • Located in Isla San Miguel within Palmas del Mar The upper levels provide privacy and flexibility, including a guest suite with en-suite bath and walk-in closet, a large secondary bedroom with balcony, and a dedicated office nook. The private primary suite offers a viewing balcony and spacious bath with soaking tub, separate shower, double vanity, and direct water views. This waterfront home in Palmas del Mar places you in one of Puerto Rico’s premier resort communities, with 24/7 gated security, golf-cart-friendly living, two championship golf courses, tennis and pickleball facilities, an equestrian center, yacht club marina, restaurants, and miles of coastline moments from home.
Facts & features
The home at a glance
3
Bedrooms
4.5
Bathrooms
2,960
Sqft
0.07 ac
Lot size
2
Garage
1985
Year built
Three Or More
Levels
$539
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$11,139 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,139/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 220% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 53 ISLA SAN MIGUEL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$630,000
237 MONTECARLO UNIT 237
3 bd · 2 ba · 2,961 sqft · $213/sqft · 22 DOM
Sold · Oct ’25$1,412,500
1 SHELL CASTLE CLUB UNIT 71
3 bd · 4.5 ba · 3,000 sqft · $471/sqft · 248 DOM
Sold · Feb ’26$600,000
E20 CALLE TWILIGHT UNIT E20
4 bd · 3 ba · 2,800 sqft · $214/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 53 ISLA SAN MIGUEL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 53 ISLA SAN MIGUEL — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
53 ISLA SAN MIGUEL FAQs
What would the monthly payment be for 53 ISLA SAN MIGUEL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,139/mo — principal and interest, estimated property taxes, the $312/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 53 ISLA SAN MIGUEL?+
The association fee works out to $312 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at 53 ISLA SAN MIGUEL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $1,595,000, this home is listed about 220% above the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY PUERTO RICO · Eliezer Torres. MLS #PR9121846.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.