CENTURY 21 Edge
$1,200,000$1,250,0003 bd2.5 ba2,400 sqft$500 /sqft$8,293 /mo all-in ↓

1 SHELL CASTLE CLUB UNIT 74, HUMACAO, PR, 00791

Active291 days on marketListed Oct 22, 2025MLS #PR9116863

Reduced $50KTownhouseSHELL CASTLE CLUB

About this home

1 SHELL CASTLE CLUB UNIT 74

One or more photo(s) has been virtually staged. There’s a difference between waking up in Palmas del Mar and waking up above it. At Shell Castle Club #74, the ocean greets you from every level, an ever-changing horizon of blues that becomes part of your daily rhythm. This completely reimagined 3-bedroom, 2.5-bath townhouse spans approximately 2,600 square feet of living space that blends design, technology, and comfort. Sunlight pours through wide glass doors revealing panoramic views of the Caribbean Sea and the lush hills of the resort. Every finish feels intentional, from the modern open kitchen to the sleek bathrooms and seamless indoor-outdoor transitions. Equipped with a 2-car enclosed garage, power generator, electric storm shutters, and motorized window shades, this home offers beauty with peace of mind. The multiple terraces invite coffee at sunrise and wine at sunset, making every day a vacation you never have to leave. Palmas del Mar isn’t just a location; it’s a lifestyle. Enjoy two championship golf courses, a tennis and pickleball center, an equestrian club, beach club, marina, restaurants, and miles of golf-cart trails. Families love being moments away from The Palmas Academy, a top English-language college-prep school that makes living here effortless year-round. Shell Castle Club #74 isn’t just a home; it’s a front-row seat to the best life the Caribbean has to offer.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,400

Sqft

0.07 ac

Lot size

2007

Year built

Three Or More

Levels

$500

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Microwave · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionBlock · Concrete
FoundationStem Wall
FacesEast
ExteriorBalcony · Hurricane Shutters · Outdoor Kitchen · Sliding Doors · Storage

Community & fees

HOA fee$108/mo
PetsYes
CommunityFishing · Water Access · Waterfront · Fitness Center · Golf Carts OK · Golf · Stable(s) · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$8,293 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Est. property taxes (1.1%/yr)$1,100
HOA fee — from the listing$108
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$8,293/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Est. property taxes$1,100
HOA / condo fee$108
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$638KedgeAI estimate $752,035 · range $665K$787K$1.2M

vs edgeAI estimate

+59.6%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside HUMACAO 00791

Map of 1 SHELL CASTLE CLUB UNIT 74

The numbers that matter

The HUMACAO 00791 market

This home is listed 140% above the HUMACAO 00791 median.

Paper trail

This home's history

CurrentPrice reduced to $1,200,000 $50K
Oct 22, 2025Listed at $1,250,000 · 291 days on market since
2007Built · SHELL CASTLE CLUB

Reality check

What actually sold near 1 SHELL CASTLE CLUB UNIT 74

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 N SHELL CASTLE CLUBSold · Mar ’26

$799,000

5 N SHELL CASTLE CLUB · same community

3 bd · 3 ba · 2,600 sqft · $307/sqft · 70 DOM

0 SHELL CASTLE CLUB UNIT 4Sold · Mar ’26

$815,000

0 SHELL CASTLE CLUB UNIT 4 · same community

3 bd · 3 ba · 3,400 sqft · $240/sqft · 545 DOM

0 SE PALMARINA CLUB UNIT 3-ASold · Mar ’26

$415,000

0 SE PALMARINA CLUB UNIT 3-A

3 bd · 2.5 ba · 2,396 sqft · $173/sqft · 196 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1 SHELL CASTLE CLUB UNIT 74 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 SHELL CASTLE CLUB UNIT 74 — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1 SHELL CASTLE CLUB UNIT 74 FAQs

What would the monthly payment be for 1 SHELL CASTLE CLUB UNIT 74?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,293/mo — principal and interest, estimated property taxes, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1 SHELL CASTLE CLUB UNIT 74?+

The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 1 SHELL CASTLE CLUB UNIT 74?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $1,200,000, this home is listed about 140% above the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.

Listing courtesy of CASILLAS REALTY GROUP DBA · Ricardo Casillas. MLS #PR9116863.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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