CENTURY 21 Edge
$1,700,0005 bd4 ba3,600 sqft$472 /sqft$11,639 /mo all-in ↓

1 CALLE UNIT 78, HUMACAO, PR, 00791

Active68 days on marketListed Jun 1, 2026MLS #PR9121730

WaterfrontPrivate poolFully furnishedSingle Family ResidenceSHELL CASTLE CLUB

About this home

1 CALLE UNIT 78

Shell Castle Club #78 | Palmas del Mar, Humacao, Puerto Rico Where the ocean becomes part of your everyday life. Perched in one of the most desirable locations within Palmas del Mar, Shell Castle Club #78 offers an extraordinary coastal living experience, combining space, privacy, sustainability, and breathtaking panoramic ocean views from every level of the residence. This remarkable four-level home features 5 spacious bedrooms, 3 full bathrooms, and 2 half bathrooms, thoughtfully designed to accommodate both comfortable family living and effortless entertaining. Expansive balconies and terraces throughout the property showcase stunning Atlantic Sea views, creating a seamless connection between indoor and outdoor living. At the center of the home is a spectacular Infinity Pool, perfectly positioned to blend with the horizon and capture the beauty of the surrounding seascape. Whether enjoying a quiet morning coffee, hosting guests, or unwinding at sunset, this outdoor retreat provides an unparalleled setting. Adding even greater value and efficiency, the property is equipped with solar panels, providing energy savings, increased resilience, and peace of mind while embracing a more sustainable lifestyle. Natural light, ocean breezes, and exceptional views enhance every level of the residence, while the versatile layout offers privacy and flexibility for family members and guests alike. Beyond the property itself lies the unmatched lifestyle of Palmas del Mar, one of the Caribbean’s premier resort communities. Residents enjoy access to two championship golf courses, a world-class marina, beach club, tennis and pickleball facilities, an equestrian center, restaurants, and miles of scenic golf cart paths and trails. Families also appreciate the convenience of being just minutes from The Palmas Academy, one of Puerto Rico’s leading college-preparatory schools. Shell Castle Club #78 is more than a home—it is a front-row seat to the Caribbean lifestyle. A rare opportunity to own a distinctive ocean-view residence that combines luxury, comfort, energy efficiency, and resort-style living within one of the best-known gated communities in Puerto Rico.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,600

Sqft

0.05 ac

Lot size

2010

Year built

Three Or More

Levels

$472

Per sqft

Private poolWaterfrontWater viewFurnishedPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Ice Maker · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingMini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionBrick · Concrete
FoundationSlab
ViewWater
FacesNortheast
ParkingCovered · Golf Cart Parking · Ground Level
ExteriorBalcony · Sliding Doors · Storage

Community & fees

HOA fee$110/mo
PetsCats OK, Dogs OK, Yes
CommunityFishing · Waterfront · Golf Carts OK · Golf · Playground · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$11,639 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,173
PMI (est., until 20% equity)$638
Est. property taxes (1.1%/yr)$1,558
HOA fee — from the listing$110
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $170,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $170,000
Interest rate6.00%
Loan term

Estimated payment

$11,639/mo

Principal & interest$9,173
PMI (est., until 20% equity)$638
Est. property taxes$1,558
HOA / condo fee$110
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 1 CALLE UNIT 78

The numbers that matter

The HUMACAO 00791 market

This home is listed 242% above the HUMACAO 00791 median.

Paper trail

This home's history

Jun 1, 2026Listed at $1,700,000 · 68 days on market since
2010Built · SHELL CASTLE CLUB

Reality check

What actually sold near 1 CALLE UNIT 78

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

0 SHELL CASTLE CLUB UNIT 4Sold · Mar ’26

$815,000

0 SHELL CASTLE CLUB UNIT 4 · same community

3 bd · 3 ba · 3,400 sqft · $240/sqft · 545 DOM

5 N SHELL CASTLE CLUBSold · Mar ’26

$799,000

5 N SHELL CASTLE CLUB · same community

3 bd · 3 ba · 2,600 sqft · $307/sqft · 70 DOM

38-39 SHELL CASTLESold · May ’26

$1,800,000

38-39 SHELL CASTLE

4 bd · 4.5 ba · 3,718 sqft · $484/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1 CALLE UNIT 78 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 CALLE UNIT 78 — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1 CALLE UNIT 78 FAQs

What would the monthly payment be for 1 CALLE UNIT 78?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,639/mo — principal and interest, estimated property taxes, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1 CALLE UNIT 78?+

The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 1 CALLE UNIT 78?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $1,700,000, this home is listed about 242% above the HUMACAO 00791 median of $497,000. The market section on this page shows how the area is trending.

Listing courtesy of RE/MAX METRO · Evaristo Gonzalez Aponte. MLS #PR9121730.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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