
Palmas Drive COND. HARBOUR LAKES UNIT 26, HUMACAO, PR, 00791
Pending260 days on marketListed Nov 28, 2025MLS #PR9117657
About this home
Palmas Drive COND. HARBOUR LAKES UNIT 26
Enjoy this spectacular and spacious property within the exclusive community of “Palmas del Mar.” PH unit on the 2nd level with a spacious terrace. Fully equipped, beautifully furnished, and decorated, it offers a comfortable, modern, and very cozy atmosphere. "AIRBNB ALLOWED The perfect place to vacation or live, quiet and safe!!! The apartment has 3 bedrooms, 2.5 bathrooms, comfortable living and dining room, kitchen and laundry room, terrace-style balcony, and golf cart. In addition, it has A/C in all areas, 24/7 security, two assigned parking spaces, visitor parking, and additional space for a golf cart. This beautiful property offers a dream lifestyle. Spacious recreational areas include 5 swimming pools, gazebos, gym, playground areas, and clubhouse. Within the community and the Palmas del Mar Resort, you will find restaurants, beaches, tennis courts, a golf course, marina, hotel, bank and a bilingual school (preschool through 12th grade). Excellent location 45 minutes from San Juan. Ready to move in! Come and start living the lifestyle you've always dreamed of. Make your appointment today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,842
Sqft
0.04 ac
Lot size
2010
Year built
Two
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$3,435 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,435/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.5%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 13% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near Palmas Drive COND. HARBOUR LAKES UNIT 26
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$474,000
Palmas del Mar COND. HARBOUR LAKES UNIT #4D - PENTHOUSE
3 bd · 2.5 ba · 1,842 sqft · $257/sqft · 365 DOM
Sold · Oct ’25$479,000
Palmas del Mar COND. HARBOUR LAKES UNIT 1-D PENTHOUSE
3 bd · 2.5 ba · 1,842 sqft · $260/sqft · 176 DOM
Sold · Nov ’25$479,000
Palmas del Mar COND. HARBOUR LAKES UNIT 2D
3 bd · 2 ba · 1,842 sqft · $260/sqft · 294 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Palmas Drive COND. HARBOUR LAKES UNIT 26 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Palmas Drive COND. HARBOUR LAKES UNIT 26 — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Palmas Drive COND. HARBOUR LAKES UNIT 26 FAQs
What would the monthly payment be for Palmas Drive COND. HARBOUR LAKES UNIT 26?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,435/mo — principal and interest, estimated property taxes, the $196/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at Palmas Drive COND. HARBOUR LAKES UNIT 26?+
The association fee works out to $196 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at Palmas Drive COND. HARBOUR LAKES UNIT 26?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $424,900, this home is listed about 13% below the HUMACAO 00791 median of $490,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the HUMACAO 00791 market on paper
$424,900 is 13% below the HUMACAO 00791 median of $490,000.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $447,000, now $424,900 — a $22K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PRESTIGE REALTY · Marian Danzot Sanchez. MLS #PR9117657.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


