400 OCEAN DRIVE UNIT 453, HUMACAO, PR, 00791
Active186 days on marketListed Feb 3, 2026MLS #PR9118795
About this home
400 OCEAN DRIVE UNIT 453
Experience elevated coastal living in this stunning corner penthouse at The Marbella Club, an exclusive beachfront community within Palmas del Mar, Puerto Rico. Designed for comfort, privacy, and style, this beautifully remodeled residence offers 4 spacious bedrooms and 4 full bathrooms, all thoughtfully finished with modern, timeless details. High ceilings and expansive living areas are filled with natural light, creating a bright and welcoming atmosphere throughout. As a corner unit, the residence enjoys enhanced privacy, cross-ventilation, and sweeping ocean views that set the tone for relaxed beachfront living. The open layout seamlessly connects indoor spaces, while direct beach access places the shoreline just steps from your door. Featuring approximately 2,650sqft of living space and two assigned underground parkings. The Marbella Club is a gated community known for its well-appointed amenities, including two resort-style pools, a jacuzzi, a fully equipped fitness center, wine cellar, elevators, and full power generator, offering both comfort and peace of mind. Located within the world-class Palmas del Mar Resort, residents enjoy access to championship golf courses, tennis courts, equestrian trails, marina, restaurants, beach club, walking paths, and The Palmas Academy, making this an ideal setting for full-time living or a luxury second home. This penthouse presents a rare opportunity to own a refined beachfront residence in one of Puerto Rico’s most sought-after resort communities. Palmas del Mar HOA: $1,300/year Marbella HOA: $1,138/m Insurance: $7,477.22 Property taxes: $3,187/year
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,650
Sqft
0 ac
Lot size
2
Garage
2008
Year built
One
Levels
$658
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,496 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,496/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
The Davenport short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.
Where it sits
Inside Marbella
Marbella is a short-term-rental community. See the full guide →
The numbers that matter
The HUMACAO 00791 market
This home is listed 253% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 400 OCEAN DRIVE UNIT 453
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$2,300,000
100 OCEAN DRIVE UNIT 452 · same community
4 bd · 4 ba · 3,200 sqft · $719/sqft · 152 DOM
Sold · Jun ’26$785,000
100 OCEAN DRIVE UNIT 134 · same community
3 bd · 3 ba · 1,963 sqft · $400/sqft · 143 DOM
Sold · Jul ’26$750,000
500 OCEAN DRIVE UNIT 540 · same community
2 bd · 2.5 ba · 1,775 sqft · $423/sqft · 325 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 OCEAN DRIVE UNIT 453 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 OCEAN DRIVE UNIT 453 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 OCEAN DRIVE UNIT 453 FAQs
What would the monthly payment be for 400 OCEAN DRIVE UNIT 453?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,496/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 OCEAN DRIVE UNIT 453?+
The most recent tax bill on record (2026) was $3,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 400 OCEAN DRIVE UNIT 453 be rented short-term?+
Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 400 OCEAN DRIVE UNIT 453?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $1,745,000, this home is listed about 253% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$1,745,000 runs 253% above the HUMACAO 00791 median.
02Zoned for nightly rentals
Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04The price has already moved
Listed at $1,945,000, now $1,745,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY PUERTO RICO · Maria Brown. MLS #PR9118795.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.