
400 OCEAN DRIVE UNIT 423, HUMACAO, PR, 00791
Active5 days on marketListed Aug 3, 2026MLS #PR9123153
About this home
400 OCEAN DRIVE UNIT 423
Marbella Club 423 — a beachfront condo taken down to the studs and rebuilt in 2023 with nothing but top-tier materials and smart systems. This 2-bedroom, 2.5-bath residence at Palmas del Mar sits directly on the sand, and every inch of it has been reimagined for performance as much as beauty. Large-format porcelain tile with commercial-grade epoxy grout runs throughout, paired with Level-5 drywall, Benjamin Moore Aura paint, and solid wood doors finished in marine-grade varnish. The kitchen is a showpiece: Calacatta Mystic quartz waterfall counters, a full quartz backsplash, and custom acrylic cabinetry built for entertaining. The primary suite delivers ocean views alongside a floating double vanity with vessel sinks, LED mirrors, a frameless walk-in shower, and a raised soaking tub behind a privacy glass barn door — plus a remote-controlled shade and a remote bidet toilet. The second bedroom is a true lockout suite with a Murphy bed, en-suite bath, floating vanity, under-counter fridge, cooktop, microwave, and a two-person workspace — perfect for guests or remote work. Behind the walls: three Wi-Fi ducted dehumidifiers, three independent HVAC zones with digital thermostats, two tankless water heaters in series, a new electrical load center, and a reverse osmosis system at the kitchen sink. Designer lighting, curated art, and high-end furniture come with the home, along with LG TVs throughout and a Sonos/Meridian Audio system in the main living area. Smart home features include remote-access locks, four HD security cameras with two-way audio, leak detectors with phone alerts, a dual-camera video doorbell, and whole-unit mesh Wi-Fi. A motorized European screen shields the balcony, and a motorized hurricane shutter with reinforced components protects the raised living room door system — with motorized shades throughout for privacy without losing the view. The Marbella Club offers direct beach access, two beachfront pools, a fitness center, 24-hour security, elevators, and manicured tropical grounds. Palmas del Mar adds two golf courses, tennis and pickleball, an equestrian center, a full-service marina, dining, shopping, and five-plus miles of golf cart paths — plus The Palmas Academy, a top-rated Pre-K–12 private school on-site. A rare turnkey opportunity: nothing to update, everything to enjoy. HOA: $659/month (Marbella Club) + $1,300/year (Palmas del Mar Master Association)
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,518
Sqft
0 ac
Lot size
1
Garage
2008
Year built
One
Levels
$642
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$6,680 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,680/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
Where it sits
Inside Marbella
Marbella is a short-term-rental community. See the full guide →
The numbers that matter
The HUMACAO 00791 market
This home is listed 96% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 400 OCEAN DRIVE UNIT 423
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$810,000
500 OCEAN DRIVE THE MARBELLA CLUB UNIT 533 · same community
2 bd · 2.5 ba · 1,766 sqft · $459/sqft · 3 DOM
Sold · Jul ’26$750,000
500 OCEAN DRIVE UNIT 540 · same community
2 bd · 2.5 ba · 1,775 sqft · $423/sqft · 325 DOM
Sold · Jun ’26$485,000
200 OCEAN DRIVE UNIT 325 · same community
2 bd · 2 ba · 1,140 sqft · $425/sqft · 282 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 OCEAN DRIVE UNIT 423 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 OCEAN DRIVE UNIT 423 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 OCEAN DRIVE UNIT 423 FAQs
What would the monthly payment be for 400 OCEAN DRIVE UNIT 423?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,680/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 400 OCEAN DRIVE UNIT 423 be rented short-term?+
Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 400 OCEAN DRIVE UNIT 423?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $975,000, this home is listed about 96% above the HUMACAO 00791 median of $497,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$975,000 runs 96% above the HUMACAO 00791 median.
02Zoned for nightly rentals
Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of CASILLAS REALTY GROUP DBA · Ricardo Casillas. MLS #PR9123153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


