Palmas del Mar PLAZA DEL MAR UNIT N-3A, HUMACAO, PR, 00791
Active191 days on marketListed Feb 9, 2026MLS #PR9119143
About this home
Palmas del Mar PLAZA DEL MAR UNIT N-3A
Elegant 280 m² residence located in the exclusive oceanfront community of Plaza del Mar Norte in Palmas del Mar. This apartment features an open and spacious layout that includes a living room, dining area, and family room, along with a modern kitchen and laundry area. It offers four bedrooms, including a primary suite with a walk-in closet and private bathroom, plus 3.5 bathrooms in total. A large open-air balcony provides panoramic views. The property includes three parking spaces: one garage space (57 m²), one exterior space (14.7 m²), and an additional space for a golf cart (4.8 m²). Enjoy direct beach access, 24-hour security, and a variety of recreational amenities. The condominium also features an elevator, stair access from the main entrance, a backup power generator, and a water cistern. Approximate expenses include HOA fees of $744.80/month, annual CRIM taxes of $3,051, and annual hazard insurance of $8,474. The unit’s participation in common areas is 3.92%.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,010
Sqft
0 ac
Lot size
2
Garage
1990
Year built
One
Levels
$531
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$11,599 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,599/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 238% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near Palmas del Mar PLAZA DEL MAR UNIT N-3A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,412,500
1 SHELL CASTLE CLUB UNIT 71
3 bd · 4.5 ba · 3,000 sqft · $471/sqft · 248 DOM
Sold · Jul ’26$630,000
237 MONTECARLO UNIT 237
3 bd · 2 ba · 2,961 sqft · $213/sqft · 22 DOM
Sold · Feb ’26$600,000
E20 CALLE TWILIGHT UNIT E20
4 bd · 3 ba · 2,800 sqft · $214/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Palmas del Mar PLAZA DEL MAR UNIT N-3A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Palmas del Mar PLAZA DEL MAR UNIT N-3A — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Palmas del Mar PLAZA DEL MAR UNIT N-3A FAQs
What would the monthly payment be for Palmas del Mar PLAZA DEL MAR UNIT N-3A?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,599/mo — principal and interest, estimated property taxes, the $745/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at Palmas del Mar PLAZA DEL MAR UNIT N-3A?+
The association fee works out to $745 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at Palmas del Mar PLAZA DEL MAR UNIT N-3A?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $1,599,000, this home is listed about 238% above the HUMACAO 00791 median of $472,500. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$1,599,000 runs 238% above the HUMACAO 00791 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $745/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $1,600,000, now $1,599,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLUE WATERS REALTY · Claudia Rosario Torres. MLS #PR9119143.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.