CENTURY 21 Edge
$1,495,0004 bd3.5 ba3,000 sqft$498 /sqft$10,158 /mo all-in ↓

355 HARBOUR DR UNIT 3C - South, HUMACAO, PR, 00791

Active167 days on marketListed Feb 24, 2026MLS #PR9119494

CondominiumPLAZA DEL MAR

About this home

355 HARBOUR DR UNIT 3C - South

Plaza del Mar Condominium – Beachfront Four-Bedroom Residence Located directly on the shoreline within Palmas del Mar, this four-bedroom residence captures uninterrupted ocean views and the natural light that defines Caribbean living. The open-concept design seamlessly connects the living, dining, and kitchen areas, creating a spacious central gathering area that extends toward an oversized balcony overlooking the water. Large openings invite in steady coastal breezes and frame the ever-changing blues of the sea, establishing a strong indoor-outdoor connection throughout the main living spaces. The thoughtfully arranged floor plan provides comfortable bedroom accommodations with flexibility for guests, home office space, or additional living needs. The primary living areas are positioned to maximize the ocean backdrop, making the view a daily focal point rather than an occasional highlight. Plaza del Mar is a beachfront condominium community offering a heated adult swimming pool, a separate ch¡ldren’s pool, fitness center, gazebo, landscaped lawn areas, two elevators, and full backup power supported by two generators. The residence includes two assigned parking spaces within the underground garage. As part of Palmas del Mar, residents benefit from a master-planned, gated resort environment featuring golf courses, a marina, tennis facilities, dining venues, and extensive coastline. Monthly HOA for Plaza del Mar is $597, and the annual Palmas del Mar master HOA fee is $1,300.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,000

Sqft

0 ac

Lot size

2

Garage

2008

Year built

One

Levels

$498

Per sqft

Pool & Water viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range Hood
InteriorEating Space In Kitchen · Primary Bedroom Main Floor · Window Treatments
LaundryLaundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingNone
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ViewPool · Water
FacesWest
ParkingUnderground
ExteriorBalcony

Community & fees

PetsYes
CommunityAssociation Recreation - Owned

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$10,158 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Est. property taxes (1.1%/yr)$1,370
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$10,158/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Est. property taxes$1,370
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 355 HARBOUR DR UNIT 3C - South

The numbers that matter

The HUMACAO 00791 market

This home is listed 202% above the HUMACAO 00791 median.

Paper trail

This home's history

Feb 24, 2026Listed at $1,495,000 · 167 days on market since
2008Built · PLAZA DEL MAR

Reality check

What actually sold near 355 HARBOUR DR UNIT 3C - South

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1 SHELL CASTLE CLUB UNIT 71Sold · Oct ’25

$1,412,500

1 SHELL CASTLE CLUB UNIT 71

3 bd · 4.5 ba · 3,000 sqft · $471/sqft · 248 DOM

237 MONTECARLO UNIT 237Sold · Jul ’26

$630,000

237 MONTECARLO UNIT 237

3 bd · 2 ba · 2,961 sqft · $213/sqft · 22 DOM

E20 CALLE TWILIGHT UNIT E20Sold · Feb ’26

$600,000

E20 CALLE TWILIGHT UNIT E20

4 bd · 3 ba · 2,800 sqft · $214/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 355 HARBOUR DR UNIT 3C - South — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 355 HARBOUR DR UNIT 3C - South — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

355 HARBOUR DR UNIT 3C - South FAQs

What would the monthly payment be for 355 HARBOUR DR UNIT 3C - South?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,158/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 355 HARBOUR DR UNIT 3C - South?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $1,495,000, this home is listed about 202% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

Listing courtesy of CASILLAS REALTY GROUP DBA · Ricardo Casillas. MLS #PR9119494.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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