CENTURY 21 Edge
$5,995,0005 bd5.5 ba5,500 sqft$1,090 /sqft$35,241 /mo all-in ↓

32 SHELL CASTLE, HUMACAO, PR, 00791

Active136 days on marketListed Mar 11, 2026MLS #PR9119809

WaterfrontPrivate poolFully furnishedSingle Family ResidencePALMAS DEL MAR

About this home

32 SHELL CASTLE

Set along one of Palmas del Mar’s most coveted stretches of coastline, 32 Shell Castle presents a rare opportunity to own a refined oceanfront retreat where contemporary design meets the effortless rhythm of Caribbean living. Positioned directly above the shoreline and framed by a row of swaying palms, the residence captures uninterrupted views of the turquoise waters and the ever-changing horizon beyond. Boasting approximately 5,500 square feet of interior living space on 0.26 acres, the residence is thoughtfully arranged across three levels, offering five bedrooms, each positioned to capture sweeping ocean views and five full baths plus a powder room. The primary suite offers a particularly peaceful retreat, opening to its own terrace where mornings begin with the sound of waves and the scent of salt air. Clean architectural lines, warm natural textures, and expansive glass openings define interiors that feel both modern and tranquil, allowing sunlight and coastal breezes to move effortlessly throughout the home. The main living areas embrace a seamless indoor-outdoor lifestyle. A dramatic open-concept great room with soaring ceilings connects effortlessly to the expansive terrace overlooking the Atlantic. The gourmet kitchen, anchored by a generous island and sleek custom cabinetry, flows naturally into the living and dining spaces, creating an ideal setting for entertaining while remaining connected to the spectacular coastal backdrop. Outside, the property continues to impress. A beautifully designed pool terrace sits just above the beachline, creating a resort-style setting for relaxation and gatherings. Multiple terraces and outdoor seating areas allow residents and guests to enjoy different perspectives of the coastline throughout the day, from sunrise reflections across the water to golden Caribbean sunsets. The property has solar panels plus dual Tesla Powerwall backup power system. Balancing elegance, comfort, and a true connection to its natural setting, 32 Shell Castle embodies the essence of elevated beachfront living. Located on Puerto Rico’s southeastern coast, Palmas del Mar is one of the island’s most established resort communities. Spanning over 2,700 acres, it offers a rare combination of privacy, natural beauty, and world-class amenities. Residents enjoy access to two championship golf courses, a full-service marina, tennis and pickleball clubs, equestrian facilities, beach clubs, and miles of scenic walking and cycling paths. The community also features a vibrant village center with restaurants, cafes, boutiques, everyday conveniences, and a school creating a self-contained coastal lifestyle just minutes from the water. Despite its tranquil atmosphere, Palmas del Mar remains conveniently located about 45 minutes from San Juan and Luis Munoz Marin International Airport, making it easily accessible for both primary residents and seasonal homeowners.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

5,500

Sqft

0.26 ac

Lot size

2

Garage

2000

Year built

Three Or More

Levels

$1,090

Per sqft

Private poolWaterfrontWater viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Freezer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingMini-Split Unit(s)
HeatingOther
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ViewWater
FacesWest
ParkingGarage Door Opener
ExteriorBalcony · Garden · Sliding Doors

Community & fees

HOA fee$108/mo
Taxes (2026)$4,509/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$35,241 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$32,349
PMI (est., until 20% equity)$2,248
Property tax — 2026 actual bill$376
HOA fee — from the listing$108
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $599,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $599,500
Interest rate6.00%
Loan term

Estimated payment

$35,241/mo

Principal & interest$32,349
PMI (est., until 20% equity)$2,248
Property taxes (actual bill)$376
HOA / condo fee$108
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 32 SHELL CASTLE

The numbers that matter

The HUMACAO 00791 market

This home is listed 1111% above the HUMACAO 00791 median.

Paper trail

This home's history

Mar 11, 2026Listed at $5,995,000 · 136 days on market since
2000Built · PALMAS DEL MAR

Reality check

What actually sold near 32 SHELL CASTLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

30 LOS LAGOSSold · Apr ’26

$1,850,000

30 LOS LAGOS · same community

4 bd · 3.5 ba · 4,903 sqft · $377/sqft · 0 DOM

31 LOS LAGOSSold · Jun ’26

$1,750,000

31 LOS LAGOS · same community

4 bd · 3.5 ba · 4,675 sqft · $374/sqft · 73 DOM

41 LOS LAGOSSold · May ’26

$1,489,000

41 LOS LAGOS · same community

4 bd · 3.5 ba · 3,775 sqft · $394/sqft · 400 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 32 SHELL CASTLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32 SHELL CASTLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

32 SHELL CASTLE FAQs

What would the monthly payment be for 32 SHELL CASTLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $35,241/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 32 SHELL CASTLE?+

The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 32 SHELL CASTLE?+

The most recent tax bill on record (2026) was $4,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32 SHELL CASTLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $5,995,000, this home is listed about 1111% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

Listing courtesy of PUERTO RICO SOTHEBY'S INT. REALTY · Rita Pellens. MLS #PR9119809.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 9:44 AM UTC. The listing information on this page last changed on July 25, 2026 at 9:44 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 9:44 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 9:44 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.