CENTURY 21 Edge
$430,0003 bd2.5 ba1,552 sqft$277 /sqft$2,990 /mo all-in ↓

180 PALMAS DRIVE UNIT 9C, HUMACAO, PR, 00791

Active112 days on marketListed Apr 19, 2026MLS #PR9120734

Priced 14% below the HUMACAO 00791 medianCondominiumHARBOUR LAKES

About this home

180 PALMAS DRIVE UNIT 9C

Rare opportunity in Harbour Lakes—no stairs and effortless access! This 3-bedroom, 2.5-bath residence offers direct entry from the parking area via a convenient ramp, making everyday living easy and accessible. Enjoy a private balcony overlooking the clubhouse, with no grass maintenance and a clean, open view. Ideally located just steps from the gym and one of the community’s five pools. The unit is sold unfurnished and includes essential appliances: washer/dryer, dishwasher, refrigerator, stove/oven, microwave, plus A/C units throughout. Enjoy refreshing breezes year-round in this well-positioned condo. Short-term rentals are allowed—perfect for investors or those seeking flexibility. Includes 2 assigned parking spaces plus a golf cart spot. Offered at $430,000. Palmas HOA: $1,300/year. Harbour Lakes HOA: $198/month. Insurance: $1,283/year. Property taxes: Approximately $1,300/year Don’t miss this move-in ready opportunity in one of the most desirable communities! Showings available starting on May 1st with 24H notice (tenant occupied property on a month-to-month rental).

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,552

Sqft

0.46 ac

Lot size

2006

Year built

One

Levels

$277

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Freezer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · L Dining · Living Room/Dining Room Combo
LaundryLaundry Closet
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
FacesSoutheast
ParkingAssigned
ExteriorAwning(s) · Balcony · Garden · Other · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

Taxes (2026)$1,300/yr
PetsYes
CommunityClubhouse · Community Mailbox · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,990 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2026 actual bill$108
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,050
Interest rate6.00%
Loan term

Estimated payment

$2,990/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$108
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 180 PALMAS DRIVE UNIT 9C

The numbers that matter

The HUMACAO 00791 market

This home is listed 14% below the HUMACAO 00791 median.

Paper trail

This home's history

Apr 19, 2026Listed at $430,000 · 112 days on market since
2006Built · HARBOUR LAKES

Reality check

What actually sold near 180 PALMAS DRIVE UNIT 9C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

180 PALMAS DR HARBOUR LAKES UNIT 44BSold · Apr ’26

$380,000

180 PALMAS DR HARBOUR LAKES UNIT 44B · same community

3 bd · 2.5 ba · 1,637 sqft · $232/sqft · 294 DOM

100 PALMAS DRIVE UNIT 60 DSold · Dec ’25

$390,000

100 PALMAS DRIVE UNIT 60 D · same community

3 bd · 2.5 ba · 1,637 sqft · $238/sqft · 89 DOM

180 PALMAS DRIVE UNIT 49BSold · May ’26

$415,000

180 PALMAS DRIVE UNIT 49B · same community

3 bd · 2.5 ba · 1,637 sqft · $254/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 180 PALMAS DRIVE UNIT 9C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 180 PALMAS DRIVE UNIT 9C — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

180 PALMAS DRIVE UNIT 9C FAQs

What would the monthly payment be for 180 PALMAS DRIVE UNIT 9C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,990/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 180 PALMAS DRIVE UNIT 9C?+

The most recent tax bill on record (2026) was $1,300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 180 PALMAS DRIVE UNIT 9C?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $430,000, this home is listed about 14% below the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.

Listing courtesy of EXP REALTY PUERTO RICO · Maria Brown. MLS #PR9120734.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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180 PALMAS DRIVE UNIT 9C, HUMACAO, PR — 3 Bed, 2.5 Bath — $430,000 | CENTURY 21 Edge