
180 PALMAS DRIVE UNIT 38-D, HUMACAO, PR, 00791
Active143 days on marketListed Mar 21, 2026MLS #PR9119911
About this home
180 PALMAS DRIVE UNIT 38-D
Spacious 3-bedroom, 2.5-bath penthouse available for rent in the desirable Harbour Lakes community of Palmas del Mar. This top-floor residence offers enhanced privacy, elevated views, and an open, airy layout ideal for comfortable living. The unit features a remodeled kitchen with updated finishes and comes fully furnished, making it move-in ready. The living and dining areas flow seamlessly, creating a welcoming space for both everyday living and entertaining. Additional highlights include two dedicated parking spaces plus golf cart parking, a valuable convenience within this golf-cart-friendly resort community. Residents of Harbour Lakes enjoy access to multiple resort-style swimming pools (5), a fitness center, and beautifully maintained grounds, all within a gated community. Palmas del Mar offers an unmatched lifestyle with access to beaches, golf courses, tennis and pickleball courts, marina, restaurants, shops, and more. Available starting April 10th for a 12-month lease at $3,000/month plus utilities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,852
Sqft
0.2 ac
Lot size
2006
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 99% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 180 PALMAS DRIVE UNIT 38-D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$450,000
180 PALMAS DRIVE UNIT 33A · same community
3 bd · 2.5 ba · 1,852 sqft · $243/sqft · 32 DOM
Sold · Oct ’25$415,000
180 PALMAS DRIVE UNIT 17A · same community
3 bd · 2.5 ba · 1,852 sqft · $224/sqft · 56 DOM
Sold · Aug ’25$419,000
HARBOUR LAKES PALMAS DR DRIVE UNIT 58D PH · same community
3 bd · 2.5 ba · 1,896 sqft · $221/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 180 PALMAS DRIVE UNIT 38-D — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 180 PALMAS DRIVE UNIT 38-D — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
180 PALMAS DRIVE UNIT 38-D FAQs
What would the monthly payment be for 180 PALMAS DRIVE UNIT 38-D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 180 PALMAS DRIVE UNIT 38-D?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $2,600, this home is listed about 99% below the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the HUMACAO 00791 market on paper
$2,600 is 99% below the HUMACAO 00791 median of $495,000.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $3,000, now $2,600 — a $400 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY PUERTO RICO · Maria Brown. MLS #PR9119911.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


