CENTURY 21 Edge
$399,0003 bd2.5 ba1,529 sqft$261 /sqft≈$3,442 /mo all-in ↓

180 PALMAS DRIVE UNIT 17B, HUMACAO, PR, 00791

Active9 days on marketListed Oct 12, 2026MLS #PR9124926

✦ Priced 10% below the HUMACAO 00791 medianFully furnishedCondominiumHARBOUR LAKES

About this home

180 PALMAS DRIVE UNIT 17B

Accessible ground-level living with lake views in Harbour Lakes at Palmas del Mar. This 3-bedroom, 2.5-bathroom condominium offers step-free access and a covered terrace overlooking the lake, a relaxing spot for morning coffee or evenings outdoors in any weather. The unit is close to the main clubhouse and the resort-style pool, so some of the community’s best amenities are a short walk away. It includes 2 parking spaces for vehicles and 1 golf cart parking space, making it easy to get around Palmas del Mar by cart to the beach, marina, golf, and restaurants. Harbour Lakes is a gated community with five pools, a fitness center, clubhouse, and walking trails. Residents also enjoy everything Palmas del Mar offers, including beaches, two championship golf courses, a marina, tennis and pickleball courts, an equestrian center, restaurants, and The Palmas Academy, serving pre-K through 12th grade. An ideal choice as a primary residence, second home, or investment. Harbour Lakes HOA: $190.00 per month | Palmas del Mar HOA: $1,300 per year.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,529

Sqft

0 ac

Lot size

2015

Year built

One

Levels

$261

Per sqft

Garden & Water viewFurnished

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Dryer · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingMini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter
ViewGarden · Water
FacesEast
ExteriorBalcony

Community & fees

PetsNo
CommunityClubhouse · Dog Park · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Underground Utilities · Water Available
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$3,442 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,739
FHA mortgage insurance (est.)$176
Est. property taxes (1.1%/yr)$366
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate7.50%
Loan term

Estimated payment

$3,442/mo

Principal & interest$2,739
FHA mortgage insurance (est.)$176
Est. property taxes$366
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$375KedgeAI estimate $408,719 · range $390K–$421K$438K

vs edgeAI estimate

−2.4%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside HUMACAO 00791

The numbers that matter

The HUMACAO 00791 market

This home is listed 10% below the HUMACAO 00791 median.

Paper trail

This home's history

Oct 12, 2026Listed at $399,000 · 9 days on market since
2015Built · HARBOUR LAKES

Reality check

What actually sold near 180 PALMAS DRIVE UNIT 17B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

180 PALMAS DR HARBOUR LAKES UNIT 44BSold · Apr ’26

$380,000

180 PALMAS DR HARBOUR LAKES UNIT 44B · same community

3 bd · 2.5 ba · 1,637 sqft · $232/sqft · 294 DOM

100 PALMAS DRIVE UNIT 60 DSold · Dec ’25

$390,000

100 PALMAS DRIVE UNIT 60 D · same community

3 bd · 2.5 ba · 1,637 sqft · $238/sqft · 89 DOM

180 PALMAS DRIVE UNIT 49BSold · May ’26

$415,000

180 PALMAS DRIVE UNIT 49B · same community

3 bd · 2.5 ba · 1,637 sqft · $254/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 180 PALMAS DRIVE UNIT 17B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 180 PALMAS DRIVE UNIT 17B — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

180 PALMAS DRIVE UNIT 17B FAQs

What would the monthly payment be for 180 PALMAS DRIVE UNIT 17B?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,442/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 180 PALMAS DRIVE UNIT 17B?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $399,000, this home is listed about 10% below the HUMACAO 00791 median of $442,000. The market section on this page shows how the area is trending.

Listing courtesy of CASILLAS REALTY GROUP DBA · Ricardo Casillas. MLS #PR9124926.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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