180 PALMAS DRIVE UNIT 18-A, HUMACAO, PR, 00791
Active15 days on marketListed Oct 6, 2026MLS #PR9124760
About this home
180 PALMAS DRIVE UNIT 18-A
This beautiful corner garden-level residence in Harbour Lakes, Palmas del Mar, offering a comfortable layout, peaceful lake views, and the convenience of stair-free living. This 3-bedroom, 2.5-bath condominium features renovated bathrooms, electric storm shutters, and a desirable corner location surrounded by landscaped grounds. Approximately 1552 sqft of living space. The garden-level setting creates easy access to the home, while the lake views provide a tranquil backdrop for everyday living. The residence is available for sale or long-term rental, offering flexibility for those looking for a full-time residence, second home, or rental opportunity. Residents of Harbour Lakes enjoy access to five swimming pools, a clubhouse, gym, landscaped common areas, walking trails, and recreational spaces. As part of Palmas del Mar, residents can also enjoy the broader resort community's amenities, including championship golf, tennis and pickleball facilities, beach access and the Beach Club, marina, equestrian facilities, restaurants, and other services within the community. A great opportunity to enjoy the Palmas del Mar lifestyle from a convenient garden-level location with beautiful surroundings and resort-style amenities. Palmas Del Mar HOA: $1,300/year Harbour Lakes HOA: $191/month
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,552
Sqft
0.46 ac
Lot size
2006
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,447 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,447/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 2% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 180 PALMAS DRIVE UNIT 18-A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$380,000
180 PALMAS DR HARBOUR LAKES UNIT 44B · same community
3 bd · 2.5 ba · 1,637 sqft · $232/sqft · 294 DOM
Sold · Dec ’25$390,000
100 PALMAS DRIVE UNIT 60 D · same community
3 bd · 2.5 ba · 1,637 sqft · $238/sqft · 89 DOM
Sold · May ’26$415,000
180 PALMAS DRIVE UNIT 49B · same community
3 bd · 2.5 ba · 1,637 sqft · $254/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 180 PALMAS DRIVE UNIT 18-A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 180 PALMAS DRIVE UNIT 18-A — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
180 PALMAS DRIVE UNIT 18-A FAQs
What would the monthly payment be for 180 PALMAS DRIVE UNIT 18-A?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 180 PALMAS DRIVE UNIT 18-A?+
The most recent tax bill on record (2026) was $1,300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 180 PALMAS DRIVE UNIT 18-A?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $435,000, this home is listed about 2% below the HUMACAO 00791 median of $442,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY PUERTO RICO · Maria Brown. MLS #PR9124760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.