180 PALMAS DRIVE, HARBOUR LAKES UNIT 21-D, HUMACAO, PR, 00791
Active37 days on marketListed Sep 14, 2026MLS #PR9123951
About this home
180 PALMAS DRIVE, HARBOUR LAKES UNIT 21-D
Welcome to Harbour Lakes at Palmas del Mar! This beautiful penthouse residence offers 3 bedrooms, 2.5 bathrooms, and approximately 1.637.95 sq.ft. of living area. Located on the second floor, the unit features a spacious and functional layout with living and dining areas, kitchen, interior laundry and private balcony. From the balcony, a spiral staircase leads to an impressive private rooftop terrace featuring both covered and open areas, perfect for entertaining, relaxing and enjoying the tropical lifestyle. The property includes two assigned open parking spaces and is located within the gated Palmas del Mar community, offering convenient access to its many amenities and lifestyle offerings. An excellent opportunity for a primary residence, second home or investment property in one of Puerto Rico's most recognized resort communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,637.95
Sqft
2008
Year built
Two
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$4,142 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,142/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.6%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 7% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 180 PALMAS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$380,000
180 PALMAS DR HARBOUR LAKES UNIT 44B · same community
3 bd · 2.5 ba · 1,637 sqft · $232/sqft · 294 DOM
Sold · Dec ’25$390,000
100 PALMAS DRIVE UNIT 60 D · same community
3 bd · 2.5 ba · 1,637 sqft · $238/sqft · 89 DOM
Sold · May ’26$415,000
180 PALMAS DRIVE UNIT 49B · same community
3 bd · 2.5 ba · 1,637 sqft · $254/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 180 PALMAS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 180 PALMAS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
180 PALMAS DRIVE FAQs
What would the monthly payment be for 180 PALMAS DRIVE, HARBOUR LAKES UNIT 21-D?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,142/mo — principal and interest, estimated property taxes, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 180 PALMAS DRIVE, HARBOUR LAKES UNIT 21-D?+
The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at 180 PALMAS DRIVE, HARBOUR LAKES UNIT 21-D?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $465,000, this home is listed about 7% above the HUMACAO 00791 median of $435,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of SOLIMAR REYES TORRES · Solimar Reyes Torres. MLS #PR9123951.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.