
Harbour Lakes PALMAS DRIVE UNIT 60 D, HUMACAO, PR, 00791
Active68 days on marketListed Aug 14, 2026MLS #PR9123417
About this home
Harbour Lakes PALMAS DRIVE UNIT 60 D
Perched atop Harbour Lakes, this penthouse puts the best of Palmas Del Mar right outside your door, starting with a private rooftop terrace framing resort and lake views that most units in the community simply do not have. Step up from the main living level and you get an entire extra room in the open air, big enough for a dining table, lounge seating, and still room to spare, the kind of space that turns a Tuesday evening into something worth staying home for. Watch the sun drop behind the lake, host friends for the weekend, or just take your coffee up there in the morning before the island heats up. Inside, three bedrooms and two and a half baths flow through 1,842 square feet of open, light filled living space. The layout keeps the primary suite separated from the secondary bedrooms, and the main living and dining area opens straight onto the terrace, so the indoor and outdoor space really do function as one. Two assigned parking spaces come with the unit, plus a dedicated golf cart spot, which matters more than it sounds like it should once you are actually living here and using the cart to get to the pool, the beach, or dinner. Short term rentals are permitted in Harbour Lakes, so this works equally well as a full-time residence, a winter getaway, or an income-producing property. Palmas Del Mar is not just a neighborhood; it is a full resort community on Puerto Rico's east coast, and living here means the amenities are part of daily life rather than an occasional splurge. There are two championship golf courses, the Palm and the Flamboyán, along with the Palmas Athletic Club for tennis and pickleball, an equestrian center for riders of any level, The Yacht Club Marina for boaters, and three miles of beach along the Caribbean and Atlantic coastlines. Families here also have Palmas Academy, the community's own bilingual pr¡vate school, which is a real draw for buyers relocating with kids. Harbour Lakes itself adds five swimming pools, a fitness center, a clubhouse, walking trails, and a dog park, all inside a gated and secure community. The unit is currently leased, so all showings must be scheduled in advance. Harbour Lales HOA: $200.00 monthly | Palmas del Mar HOA: $1,300 yearly
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,842
Sqft
2010
Year built
Two
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$3,861 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,861/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 2% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near Harbour Lakes PALMAS DRIVE UNIT 60 D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$450,000
180 PALMAS DRIVE UNIT 33A · same community
3 bd · 2.5 ba · 1,852 sqft · $243/sqft · 32 DOM
Sold · Oct ’25$415,000
180 PALMAS DRIVE UNIT 17A · same community
3 bd · 2.5 ba · 1,852 sqft · $224/sqft · 56 DOM
Sold · Apr ’26$380,000
180 PALMAS DR HARBOUR LAKES UNIT 44B · same community
3 bd · 2.5 ba · 1,637 sqft · $232/sqft · 294 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Harbour Lakes PALMAS DRIVE UNIT 60 D — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Harbour Lakes PALMAS DRIVE UNIT 60 D — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Harbour Lakes PALMAS DRIVE UNIT 60 D FAQs
What would the monthly payment be for Harbour Lakes PALMAS DRIVE UNIT 60 D?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,861/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at Harbour Lakes PALMAS DRIVE UNIT 60 D?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $450,000, this home is listed about 2% above the HUMACAO 00791 median of $442,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CASILLAS REALTY GROUP DBA · Ricardo Casillas. MLS #PR9123417.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


