
125 PALMARINA CLUB UNIT 12, HUMACAO, PR, 00791
Active107 days on marketListed Apr 27, 2026MLS #PR9120915
About this home
125 PALMARINA CLUB UNIT 12
One or more photo(s) has been virtually staged. A Blank Canvas in the Heart of Palmas del Mar For those who prefer to create a home that reflects their own style, this well-maintained residence offers the perfect starting point. Freshly painted and move-in ready, it provides a solid foundation while leaving the kitchen and bathrooms original, allowing the next owner to renovate thoughtfully, avoid paying a premium for finishes they may eventually replace, and create lasting value on their own terms. Located in Palmarina Club Condominium, this ground level, two-story residence enjoys one of the most convenient locations within Palmas del Mar. Just a short walk from the marina and the waterfront restaurant La Pescadera—it offers the convenience of having boating, waterfront dining, and everyday resort amenities just moments from your front door. The residence features 3 bedrooms, 2.5 bathrooms, approximately 1,926 square feet of interior living space, and two assigned parking spaces. Positioned on the ground level, it enjoys abundant natural light, garden views, a covered terrace, and direct access to the community pool, creating an effortless indoor-outdoor lifestyle. Upstairs, all three bedrooms are privately situated, including a spacious primary suite with a walk-in closet, en suite bathroom, and private terrace. Palmas del Mar offers one of Puerto Rico's most complete resort lifestyles, including a 162-slip marina, two championship golf courses, tennis and pickleball facilities, an equestrian center, beach club, restaurants, walking and biking trails, and The Palmas Academy, serving pre-K through twelfth grade. Short-term rentals are not permitted, contributing to a quieter, more residential environment. Photos 4, 25, and 28 have been virtually staged. Additional Information: CRIM $1,223.06 annually; Palmas del Mar HOA $1,267.50 annually; Palmarina HOA $250 monthly; Master Policy $3,342.29 annually.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,926
Sqft
0.05 ac
Lot size
1995
Year built
Two
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$3,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.4%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 17% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 125 PALMARINA CLUB UNIT 12
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$445,000
Palmarina Club HARBOUR DRIVE UNIT 1 · same community
3 bd · 2.5 ba · 2,187 sqft · $203/sqft · 78 DOM
Sold · Nov ’25$384,000
PALMARINA CLUB PALMARINA CLUB UNIT 9 · same community
3 bd · 2.5 ba · 1,658 sqft · $232/sqft · 237 DOM
Sold · Jul ’26$460,000
125 HARBOUR DR UNIT 15 · same community
3 bd · 2.5 ba · 2,786 sqft · $165/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 125 PALMARINA CLUB UNIT 12 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 PALMARINA CLUB UNIT 12 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
125 PALMARINA CLUB UNIT 12 FAQs
What would the monthly payment be for 125 PALMARINA CLUB UNIT 12?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,381/mo — principal and interest, estimated property taxes, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 125 PALMARINA CLUB UNIT 12?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at 125 PALMARINA CLUB UNIT 12?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $410,000, this home is listed about 17% below the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of WOW REAL ESTATE PR · Guanina Cintron. MLS #PR9120915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


