125 HARBOUR DRIVE UNIT 8, HUMACAO, PR, 00791
Active78 days on marketListed May 23, 2026MLS #PR9121581
About this home
125 HARBOUR DRIVE UNIT 8
Opportunity awaits in Palmas del Mar with this spacious two-story ground-level townhouse located in Palmarina Club community. Offering approximately 2,011 sq. ft., this 3-bedroom, 2.5-bath residence presents the perfect opportunity for buyers looking to customize and renovate a property to their own taste and style. Sold “as is,” this fixer-upper features an expansive living area with direct access through French doors to a private open terrace, creating excellent potential for indoor-outdoor living and entertaining. The first floor also includes a convenient laundry room and generous common areas with endless possibilities for redesign and upgrades. Upstairs, the primary suite offers partial marina views from its private balcony, along with a walk-in closet, ensuite bathroom, and jacuzzi area. The property includes one covered garage parking space, with an additional parking space available. Residents of this gated community enjoy access to a community pool and playground, all within close proximity to the marina, restaurants, and resort amenities that make Palmas del Mar one of Puerto Rico’s most sought-after coastal communities. With its oversized layout, prime location, and strong renovation potential, this property is an excellent opportunity to create a truly exceptional residence or investment property.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,011
Sqft
0.04 ac
Lot size
1
Garage
1995
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$3,094 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,094/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.2%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 22% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 125 HARBOUR DRIVE UNIT 8
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$445,000
Palmarina Club HARBOUR DRIVE UNIT 1 · same community
3 bd · 2.5 ba · 2,187 sqft · $203/sqft · 78 DOM
Sold · Nov ’25$384,000
PALMARINA CLUB PALMARINA CLUB UNIT 9 · same community
3 bd · 2.5 ba · 1,658 sqft · $232/sqft · 237 DOM
Sold · Jul ’26$460,000
125 HARBOUR DR UNIT 15 · same community
3 bd · 2.5 ba · 2,786 sqft · $165/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 125 HARBOUR DRIVE UNIT 8 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 HARBOUR DRIVE UNIT 8 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
125 HARBOUR DRIVE UNIT 8 FAQs
What would the monthly payment be for 125 HARBOUR DRIVE UNIT 8?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,094/mo — principal and interest, estimated property taxes, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 125 HARBOUR DRIVE UNIT 8?+
The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at 125 HARBOUR DRIVE UNIT 8?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $390,000, this home is listed about 22% below the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of MF REALTY · Francine Salichs. MLS #PR9121581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.