CENTURY 21 Edge
$645,0003 bd2.5 ba0 sqft$4,474 /mo all-in ↓

170 PALMAS DRIVE DRIVE UNIT B14, HUMACAO, PR, 00791

Active104 days on marketListed Apr 30, 2026MLS #PR9120932

CondominiumLA JOLLA

About this home

170 PALMAS DRIVE DRIVE UNIT B14

One or more photo(s) has been virtually staged. Experience elevated coastal living in La Jolla, one of the premier gated communities within Palmas del Mar. This well-appointed residence features 3 bedrooms, 2 full bathrooms, and 1 half bath, offering a comfortable and functional layout designed for everyday living and entertaining. Enjoy breathtaking ocean views from the property, creating a stunning backdrop for relaxing and gathering with family and friends. Located within a private, gated community, residents enjoy beautifully maintained surroundings and convenient access to Palmas del Mar's renowned amenities, including golf courses, tennis facilities, a marina, beach access, dining, and more. An exceptional opportunity to own a home in one of Puerto Rico's most desirable resort communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

0

Sqft

1985

Year built

Three Or More

Levels

Partially

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Freezer · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Skylight(s) · Stone Counters
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingNone
FurnishedPartially

Outside & construction

RoofConcrete · Tile
ConstructionConcrete
FoundationConcrete Perimeter
FacesEast
ExteriorHurricane Shutters · Lighting · Shade Shutter(s) · Sliding Doors

Community & fees

PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Gated Community - No Guard · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Solar · Street Lights · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,474 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,480
PMI (est., until 20% equity)$242
Est. property taxes (1.1%/yr)$591
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,500
Interest rate6.00%
Loan term

Estimated payment

$4,474/mo

Principal & interest$3,480
PMI (est., until 20% equity)$242
Est. property taxes$591
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 170 PALMAS  DRIVE DRIVE UNIT B14

The numbers that matter

The HUMACAO 00791 market

This home is listed 30% above the HUMACAO 00791 median.

Paper trail

This home's history

Apr 30, 2026Listed at $645,000 · 104 days on market since
1985Built · LA JOLLA

Reality check

What actually sold near 170 PALMAS DRIVE DRIVE UNIT B14

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

C18 LA JOLLA - PALMAS DEL MARSold · Oct ’25

$450,000

C18 LA JOLLA - PALMAS DEL MAR · same community

3 bd · 2.5 ba · 1,812 sqft · $248/sqft · 44 DOM

C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5Sold · May ’26

$425,000

C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5

3 bd · 3 ba · 0 sqft · 169 DOM

180 PALMAS DRIVE UNIT 52-03Sold · May ’26

$425,000

180 PALMAS DRIVE UNIT 52-03

3 bd · 2.5 ba · 0 sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 170 PALMAS DRIVE DRIVE UNIT B14 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 170 PALMAS DRIVE DRIVE UNIT B14 — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

170 PALMAS DRIVE DRIVE UNIT B14 FAQs

What would the monthly payment be for 170 PALMAS DRIVE DRIVE UNIT B14?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,474/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 170 PALMAS DRIVE DRIVE UNIT B14?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $645,000, this home is listed about 30% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

Listing courtesy of LYNNETTE COLLAZO REALTY · Lynnette Collazo. MLS #PR9120932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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