170 PALMAS DR UNIT A1, HUMACAO, PR, 00791
Active21 days on marketListed Jul 19, 2026MLS #PR9122742
About this home
170 PALMAS DR UNIT A1
Welcome to La Jolla at Palmas del Mar, a highly desirable gated community in Humacao, Puerto Rico, offering privacy, security, and breathtaking Caribbean views. This beautifully maintained 3-bedroom, 2.5-bathroom standalone casita combines the comfort of a single-family home with the convenience of resort-style living in one of Puerto Rico's premier communities. Designed for effortless island living, the open-concept floor plan seamlessly connects the living room, dining area, and kitchen, creating an inviting space for entertaining or relaxing with family and friends. Enjoy spectacular ocean views and refreshing trade winds from your private balcony or unwind on the additional outdoor terrace. The home's functional layout includes the main living areas on the entry level, while the lower level features a dedicated laundry room and a convenient half bathroom. Upstairs, you'll find three spacious bedrooms and two full bathrooms, including a comfortable primary suite designed for everyday living. Additional features include individual split air conditioning units in every room, electric storm shutters for added convenience and hurricane protection, and abundant natural light throughout the home. La Jolla residents enjoy the benefits of a gated community with a beautifully maintained swimming pool, all within the award-winning Palmas del Mar resort. Just minutes away are two championship golf courses, a full-service marina, beaches, restaurants, cafés, tennis and pickleball courts, walking and biking trails, an equestrian center, and Palmas Academy, making this an ideal location for full-time residents or second-home owners. Please note that short-term rentals are not permitted, preserving the peaceful residential character of the community. Palmas HOA: $1,300/year Property taxes: $1,389/year La Jolla HOA: $621.47/month includes insurance
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,860
Sqft
0 ac
Lot size
2000
Year built
Two
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,594 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,594/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 16% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 170 PALMAS DR UNIT A1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$450,000
C18 LA JOLLA - PALMAS DEL MAR · same community
3 bd · 2.5 ba · 1,812 sqft · $248/sqft · 44 DOM
Sold · Oct ’25$415,000
180 PALMAS DRIVE UNIT 17A
3 bd · 2.5 ba · 1,852 sqft · $224/sqft · 56 DOM
Sold · May ’26$450,000
180 PALMAS DRIVE UNIT 33A
3 bd · 2.5 ba · 1,852 sqft · $243/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 170 PALMAS DR UNIT A1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 170 PALMAS DR UNIT A1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
170 PALMAS DR UNIT A1 FAQs
What would the monthly payment be for 170 PALMAS DR UNIT A1?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 170 PALMAS DR UNIT A1?+
The most recent tax bill on record (2025) was $1,389. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 170 PALMAS DR UNIT A1?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $575,000, this home is listed about 16% above the HUMACAO 00791 median of $497,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY PUERTO RICO · Maria Brown. MLS #PR9122742.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.