CENTURY 21 Edge
$1,195,0004 bd3.5 ba1,871 sqft$639 /sqft$8,302 /mo all-in ↓

MONTECIELO LYRA ST., GUAYNABO, PR, 00971

Active61 days on marketListed May 27, 2026MLS #PR9121653

Private poolSingle Family ResidenceMONTECIELO

About this home

MONTECIELO LYRA ST.

Beautifully remodeled residence in the highly sought-after gated community of Montecielo in Guaynabo. This spacious home offers 4 bedrooms, 3.5 bathrooms, a custom pool, and a fully renovated terrace designed for entertaining and everyday enjoyment. The property has undergone extensive upgrades, including a new kitchen, new flooring, renovated closets, fascia throughout the property, automatic curtains/shades, generator, cistern, and modern finishes throughout. Montecielo is one of Guaynabo’s most desirable family-friendly communities, known for its active neighborhood lifestyle, controlled access, recreational areas, pool with spa, state-of-the-art gym, park, and soccer court. Conveniently located near top schools, supermarkets, Costco, restaurants, and major roadways, this home offers the perfect combination of comfort, convenience, and community living.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,871

Sqft

0.1 ac

Lot size

2

Garage

2019

Year built

One

Levels

$639

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringTile
AppliancesOther
InteriorLiving Room/Dining Room Combo · Open Floorplan
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingNone
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionBlock · Concrete
FoundationSlab
FacesSoutheast
ExteriorOther

Community & fees

HOA fee$150/mo
PetsYes

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$8,302 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,448
PMI (est., until 20% equity)$448
Est. property taxes (1.1%/yr)$1,095
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,500
Interest rate6.00%
Loan term

Estimated payment

$8,302/mo

Principal & interest$6,448
PMI (est., until 20% equity)$448
Est. property taxes$1,095
HOA / condo fee$150
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside GUAYNABO 00971

Map of MONTECIELO LYRA ST.

The numbers that matter

The GUAYNABO 00971 market

This home is listed 117% above the GUAYNABO 00971 median.

Paper trail

This home's history

May 27, 2026Listed at $1,195,000 · 61 days on market since
2019Built · MONTECIELO

Reality check

What actually sold near MONTECIELO LYRA ST.

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Calle Aurora MONTECIELOSold · Apr ’26

$1,080,000

Calle Aurora MONTECIELO · same community

4 bd · 3.5 ba · 2,977 sqft · $363/sqft · 63 DOM

1353 AVE PALMA REAL UNIT 9B 1Sold · Sep ’25

$651,000

1353 AVE PALMA REAL UNIT 9B 1

3 bd · 2.5 ba · 1,835 sqft · $355/sqft · 12 DOM

123 ROTONDASold · Nov ’25

$625,000

123 ROTONDA

3 bd · 2.5 ba · 1,823 sqft · $343/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Melinda Manges Iosua

Your agent

Melinda Manges Iosua

Director, Agent Recruiting · CENTURY 21 Edge

Tours, negotiation, and every question about MONTECIELO LYRA ST. — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for MONTECIELO LYRA ST. — before you fall in love.

See it in person

Schedule a tour

Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

MONTECIELO LYRA ST. FAQs

What would the monthly payment be for MONTECIELO LYRA ST.?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,302/mo — principal and interest, estimated property taxes, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at MONTECIELO LYRA ST.?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at MONTECIELO LYRA ST.?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in GUAYNABO 00971?+

At $1,195,000, this home is listed about 117% above the GUAYNABO 00971 median of $550,000. The market section on this page shows how the area is trending.

Listing courtesy of PINNACLE GROUP LLC · Carlos Carrillo. MLS #PR9121653.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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MONTECIELO LYRA ST., GUAYNABO, PR — 4 Bed, 3.5 Bath — $1,195,000 | CENTURY 21 Edge