76 HARBOUR LIGHTS DR, HUMACAO, PR, 00791
Active64 days on marketListed Jun 3, 2026MLS #PR9121693
About this home
76 HARBOUR LIGHTS DR
Welcome to Harbour Lights 76, a private retreat nestled within one of Palmas del Mar's gated communities. Situated on a generous 0.51-acre corner lot, this exceptional residence offers approximately 3,000 square feet of living space, thoughtfully designed to combine comfort, functionality, and indoor-outdoor living. One of the home's most desirable features is its predominantly single-level layout. With only minimal stairs from the garage, the main living areas, bedrooms, and outdoor amenities are conveniently accessible, making everyday living effortless. The residence features four spacious bedrooms, four full bathrooms, and a versatile office/bonus room that can easily serve as a home office, media room, fitness space, or guest overflow area. Large windows throughout the home fill the interior with abundant natural light, creating a bright and welcoming atmosphere. Designed for both relaxation and entertaining, the outdoor living area includes a covered terrace overlooking the private pool and jacuzzi, as well as an outdoor shower for added convenience after enjoying the Caribbean sunshine. The fully fenced yard enhances privacy and security while providing ample space to enjoy the tropical surroundings. Adding to the home's appeal is the protected greenbelt located directly in front of the property, ensuring preserved natural beauty and a peaceful setting for years to come. The corner lot location further enhances privacy and creates a sense of seclusion rarely found within resort communities. Sustainability and energy resilience are key features of this property. Equipped with 33 solar panels and a battery system capable of powering the entire home, owners can enjoy greater energy independence and peace of mind year-round. Whether you're seeking a primary residence, vacation home, or investment in Palmas del Mar, Harbour Lights 76 offers a unique combination of privacy, spacious living, modern energy solutions, and exceptional outdoor amenities in a highly desirable gated community. Palmas HOA: $1,300/year Harbour Lights HOA: $300/year
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,984
Sqft
0.51 ac
Lot size
2
Garage
2003
Year built
One
Levels
$499
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,108 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,108/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 198% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 76 HARBOUR LIGHTS DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,412,500
1 SHELL CASTLE CLUB UNIT 71
3 bd · 4.5 ba · 3,000 sqft · $471/sqft · 248 DOM
Sold · Jul ’26$630,000
237 MONTECARLO UNIT 237
3 bd · 2 ba · 2,961 sqft · $213/sqft · 22 DOM
Sold · Feb ’26$600,000
E20 CALLE TWILIGHT UNIT E20
4 bd · 3 ba · 2,800 sqft · $214/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 76 HARBOUR LIGHTS DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 76 HARBOUR LIGHTS DR — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
76 HARBOUR LIGHTS DR FAQs
What would the monthly payment be for 76 HARBOUR LIGHTS DR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,108/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 76 HARBOUR LIGHTS DR?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 76 HARBOUR LIGHTS DR?+
The most recent tax bill on record (2025) was $3,955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 76 HARBOUR LIGHTS DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $1,489,000, this home is listed about 198% above the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY PUERTO RICO · Maria Brown. MLS #PR9121693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.