Palmas del Mar FAIRLAKES VILLAGE UNIT 655, HUMACAO, PR, 00791
Active61 days on marketListed Jun 19, 2026MLS #PR9122095
About this home
Palmas del Mar FAIRLAKES VILLAGE UNIT 655
This second-floor residence in Fairlakes Village offers 1,578 sq. ft. of indoor-outdoor living within one of Palmas del Mar's most relaxed garden communities. With two assigned parking spaces, furnished interiors, and generous terraces that expand your living space, it's designed for easy days and simple comfort. High ceilings and natural light shape the open living area, leading to a wrap-style balcony that frames golf-course greenery and the community pool. It's a setting that works as well for slow mornings as it does for unwinding at the end of the day. The kitchen is practical and well-equipped, and both bedrooms privacy and storage. With two full baths and thoughtful layout proportions, the home works smoothly for full-time living, weekend escapes, or short-term rental income--permitted within the community. Fairlakes Village gives you a calm, walkable environment with gardens, a pool, gazebo, 24/7 security, and EV charging approvals, all within minutes of Palmas del Mar's beaches, restaurants, golf courses, tennis center, and marina. Move-in ready and easy to maintain, this residence delivers the comfort of a private retreat with the perks of Palmas resort living just outside your door.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,578
Sqft
0.1 ac
Lot size
2010
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$2,979 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,979/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 18% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near Palmas del Mar FAIRLAKES VILLAGE UNIT 655
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$460,000
180 Palmas Drive HARBOUR LAKES UNIT 23
3 bd · 2.5 ba · 1,576.5 sqft · $292/sqft · 10 DOM
Sold · May ’26$439,000
Palmas del Mar, Garden COND. HARBOUR LAKES UNIT 4A
3 bd · 2.5 ba · 1,582 sqft · $277/sqft · 173 DOM
Sold · Feb ’26$424,000
Palmas del Mar, Gardens COND. HARBOUR LAKES UNIT 4B
3 bd · 2.5 ba · 1,582 sqft · $268/sqft · 296 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about Palmas del Mar FAIRLAKES VILLAGE UNIT 655 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Palmas del Mar FAIRLAKES VILLAGE UNIT 655 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Palmas del Mar FAIRLAKES VILLAGE UNIT 655 FAQs
What would the monthly payment be for Palmas del Mar FAIRLAKES VILLAGE UNIT 655?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,979/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at Palmas del Mar FAIRLAKES VILLAGE UNIT 655?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $389,000, this home is listed about 18% below the HUMACAO 00791 median of $472,500. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the HUMACAO 00791 market on paper
$389,000 is 18% below the HUMACAO 00791 median of $472,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $418,000, now $389,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PUERTO RICO REAL ESTATE · Esteban Sarmiento. MLS #PR9122095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.