CENTURY 21 Edge

HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR, HUMACAO, PR, 00791

Active55 days on marketListed Jun 24, 2026MLS #PR9122318

Priced 45% below the HUMACAO 00791 median

About this home

HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR

The perfect site to build your dream home or for developers! For Sale Prime Lot / 1,605 m2. Harbour Lights, Palmas del MarHumacao From one of the most iconic and beautiful locations in Harbour Lights, Palmas del Mar, this stunning lot awaits you - ready for you to establish the home of your dreams. 1,605 m2 of prime land & Call us and let us guide you through this exciting new investment opportunity. The perfect site to build your dream home or for developers! (((OPEN FOR OWNER FINANCE)))

Facts & features

The home at a glance

0.39 ac

Lot size

Inside

Outside & construction

Community & fees

HOA fee$108/mo
PetsNo

Utilities & systems

UtilitiesPrivate
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$2,152 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Est. property taxes (1.1%/yr)$238
HOA fee — from the listing$108
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,152/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Est. property taxes$238
HOA / condo fee$108
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR

The numbers that matter

The HUMACAO 00791 market

This home is listed 45% below the HUMACAO 00791 median.

Paper trail

This home's history

Jun 24, 2026Listed at $260,000 · 55 days on market since

Reality check

What actually sold near HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5Sold · May ’26

$425,000

C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5

3 bd · 3 ba · 0 sqft · 169 DOM

180 PALMAS DRIVE UNIT 52-03Sold · May ’26

$425,000

180 PALMAS DRIVE UNIT 52-03

3 bd · 2.5 ba · 0 sqft · 45 DOM

220 PALMANOVA PLAZA UNIT 220Sold · Feb ’26

$230,000

220 PALMANOVA PLAZA UNIT 220

1 bd · 1 ba · 454 sqft · $507/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR FAQs

What would the monthly payment be for HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,152/mo — principal and interest, estimated property taxes, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR?+

The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $260,000, this home is listed about 45% below the HUMACAO 00791 median of $475,000. The market section on this page shows how the area is trending.

Listing courtesy of LUIS RODRIGUEZ REALTY · Luis Rodriguez Rodriguez. MLS #PR9122318.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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HARBOURLIGHTS ESTATE 75 PALMAS DEL MAR, HUMACAO, PR — $260,000 | CENTURY 21 Edge