CENTURY 21 Edge
$4,200,0005 bd5.5 ba0 sqft$28,698 /mo all-in ↓

#9 Palma Real ESTANCIAS DE TORRIMAR, GUAYNABO, PR, 00966

Active16 days on marketListed Jul 25, 2026MLS #PR9122988

Private poolSingle Family ResidenceESTANCIAS DE TORRIMAR

About this home

#9 Palma Real ESTANCIAS DE TORRIMAR

Welcome to exceptional living with timeless elegance in Estancias de Torrimar. Exclusive gated community located in Guaynabo. The contemporary design home sits in a 1,746 square meters lot and features 5,012 sq ft of living area. The impressive outdoor boasts a stunning covered terrace, resort-style pool with a relaxing hot tub and a spacious backyard filled with lushed vegetation. Ideal home for entertaining family and friends with unique personality and exquisite finishes. This turnkey property features an amazing living room, a dining room area, an elegant family room, and a gourmet kitchen with breakfast area. Four bedrooms, three bathrooms and a second living room in the bedrooms area that can be converted to a bedroom. A luxurious master suite with a private "en suite” bathroom and a walking closet. One junior suite with ensuite bathroom and a walking closet. Two bedrooms and a bathroom. A convenient laundry room, a service room, garage for two cars, Generator, water cistern, patio light system. Estancias de Torrimar is a unique community where residents can enjoy a variety of facilities including basketball court, tennis courts, gazebo, club house, beach tennis courts, and playground. Additionally, the neighborhood has 24-hour security. Call us today to coordinate a private showing.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

0

Sqft

0.43 ac

Lot size

2

Garage

1990

Year built

Three Or More

Levels

Private pool

Inside

FlooringMarble
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Freezer · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete · Other
ConstructionConcrete
FoundationSlab
FacesNorth
ExteriorGarden · Lighting · Private Mailbox · Sidewalk

Community & fees

HOA fee$450/mo
PetsNo

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$28,698 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$22,663
PMI (est., until 20% equity)$1,575
Est. property taxes (1.1%/yr)$3,850
HOA fee — from the listing$450
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $420,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $420,000
Interest rate6.00%
Loan term

Estimated payment

$28,698/mo

Principal & interest$22,663
PMI (est., until 20% equity)$1,575
Est. property taxes$3,850
HOA / condo fee$450
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside GUAYNABO 00966

Map of #9 Palma Real ESTANCIAS DE TORRIMAR

The numbers that matter

The GUAYNABO 00966 market

This home is listed 489% above the GUAYNABO 00966 median.

Paper trail

This home's history

Jul 25, 2026Listed at $4,200,000 · 16 days on market since
1990Built · ESTANCIAS DE TORRIMAR

Reality check

What actually sold near #9 Palma Real ESTANCIAS DE TORRIMAR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Reina Isabel 168 LA VILLA DE TORRIMARSold · Sep ’25

$2,250,000

Reina Isabel 168 LA VILLA DE TORRIMAR

4 bd · 4 ba · 0 sqft · 31 DOM

55 Reina Cristina LA VILLA DE TORRIMARSold · Dec ’25

$1,350,000

55 Reina Cristina LA VILLA DE TORRIMAR

4 bd · 3.5 ba · 0 sqft · 0 DOM

K-9 Bamboo Drive TORRIMAR ALTOSold · Feb ’26

$2,100,000

K-9 Bamboo Drive TORRIMAR ALTO

6 bd · 5.5 ba · 0 sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about #9 Palma Real ESTANCIAS DE TORRIMAR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for #9 Palma Real ESTANCIAS DE TORRIMAR — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

#9 Palma Real ESTANCIAS DE TORRIMAR FAQs

What would the monthly payment be for #9 Palma Real ESTANCIAS DE TORRIMAR?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,698/mo — principal and interest, estimated property taxes, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at #9 Palma Real ESTANCIAS DE TORRIMAR?+

The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at #9 Palma Real ESTANCIAS DE TORRIMAR?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in GUAYNABO 00966?+

At $4,200,000, this home is listed about 489% above the GUAYNABO 00966 median of $712,500. The market section on this page shows how the area is trending.

Listing courtesy of PRIME REALTY GROUP · Sara Agramonte. MLS #PR9122988.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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