2478 SWEETWATER CLUB CIRCLE UNIT 94, KISSIMMEE, FL, 34746
Active302 days on marketListed Oct 22, 2025MLS #R4910114
About this home
2478 SWEETWATER CLUB CIRCLE UNIT 94
This charming, fully furnished two bedroom, two bathroom condo in the desirable Sweetwater Club community is the perfect vacation retreat or investment property. Imagine unwinding in your spacious home-away-from-home with all the comforts and amenities you desire. Sweetwater Club boasts a resort-style atmosphere with fantastic facilities, including a sparkling swimming pool, tennis courts for friendly competition, and a clubhouse for social gatherings. Beyond the community, you'll find yourself conveniently close to Central Florida's world-famous attractions, offering endless entertainment options. Indulging in diverse dining experiences, exploring numerous shopping destinations, and creating unforgettable memories with loved ones, the condo offers the ideal blend of relaxation, recreation, and convenience, making it an exceptional opportunity for vacation home buyers seeking the ultimate Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,066
Sqft
0.11 ac
Lot size
1992
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,076 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,076/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.7%
$/sqft vs Kissimmee actives
$178 vs $207
Days on market
302 vs 55 typical
Where $178/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
198 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2478 SWEETWATER CLUB CIRCLE UNIT 94
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$220,000
2494 SWEETWATER CLUB CIRCLE UNIT 55 · same community
3 bd · 2 ba · 1,220 sqft · $180/sqft · 213 DOM
Sold · Dec ’25$230,000
2458 SWEETWATER CLUB CIRCLE UNIT 22 · same community
3 bd · 2 ba · 1,220 sqft · $189/sqft · 38 DOM
Sold · Sep ’25$192,500
5005 LAGUNA BAY CIRCLE UNIT 18
2 bd · 2 ba · 1,066 sqft · $181/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2478 SWEETWATER CLUB CIRCLE UNIT 94 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2478 SWEETWATER CLUB CIRCLE UNIT 94 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2478 SWEETWATER CLUB CIRCLE UNIT 94 FAQs
What would the monthly payment be for 2478 SWEETWATER CLUB CIRCLE UNIT 94?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,076/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2478 SWEETWATER CLUB CIRCLE UNIT 94?+
The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2478 SWEETWATER CLUB CIRCLE UNIT 94?+
The most recent tax bill on record (2024) was $2,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2478 SWEETWATER CLUB CIRCLE UNIT 94 be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2478 SWEETWATER CLUB CIRCLE UNIT 94?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $189,900, this home is listed about 50% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2478 SWEETWATER CLUB CIRCLE UNIT 94?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the KISSIMMEE 34746 market on paper
$189,900 is 44% below the KISSIMMEE 34746 median of $340,000, and at $178/sqft it sits under the Kissimmee average of $214.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
302 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $208,500, now $189,900 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VINTAGE REALTY SOLUTIONS · Brian Aaron. MLS #R4910114.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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