
17431 SE 93RD RETFORD TERRACE, THE VILLAGES, FL, 32162
Active140 days on marketListed Apr 1, 2026MLS #R4910963
About this home
17431 SE 93RD RETFORD TERRACE
PRICE IMPROVEMENT !BOND PAID - Furniture available separately. TRULY MOVE-IN READY WITH FULLY RENOVATED BATHROOMS! Welcome to this charming 2-bedroom, 2-bath home featuring beautifully updated bathrooms -Yes, that’s plural as BOTH bathrooms are updated, so a huge expense has been taken care of for you! Both bathrooms were remodeled with ease of care as well as beauty in mind! The fold down bench makes showering more comfortable and relaxing! You'll have more time to enjoy all that The Villages has to offer with the low maintenance, vinyl plank flooring throughout the home! Finally, a home with THE SAME floor in every room! And, WOW - the perfect color to match any decor! Hallelujah this beautiful color means less cleaning! Shhh - We won't tell anyone if you don't! The back splash in the kitchen was chosen to bring together the colors of the floor and the counters, adding both character and functionality to the space. Stainless steel appliances enhance this area as well! Elegant crown molding adds an attractive upgrade to this home for a comprehensive decor. Your new home also has a whole house water filtration & softener system so your hair will look great and your body will reap from the healthier water! An added bonus outside is the gutter guards! Nobody needs to be on a ladder here! Located in a vibrant, amenity-rich community, you'll never run out of things to do. Enjoy activities like golf, swimming at recreation centers, card games, and active sports including pickleball and basketball...AND SO MUCH MORE! Conveniently situated just about 10-15 minutes from Spanish Springs Town Square and Lake Sumter Landing, where you'll have easy access to shopping, dining, and live entertainment whenever you want to get out and explore. This is the perfect home that you’ve been waiting for so you can sit back and relax at home or enjoy the amenities in The Villages! BOND PAID, HVAC 2023, Roof 2019 with a lifetime warranty! Information deemed reliable & true but should be verified by buyer/agent. Landscape will be attended to soon!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,160
Sqft
0.1 ac
Lot size
1
Garage
2001
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,094 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,094/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs The Villages actives
$231 vs $253
Days on market
140 vs 50 typical
Where $231/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
216 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 17431 SE 93RD RETFORD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$212,000
9376 SE 175TH POMPION STREET · same community
1 bd · 1 ba · 953 sqft · $222/sqft · 82 DOM
Sold · May ’26$282,000
1423 CONCHAS DRIVE
2 bd · 2 ba · 1,150 sqft · $245/sqft · 1 DOM
Sold · Mar ’26$253,000
1638 DURAN DRIVE
2 bd · 2 ba · 1,179 sqft · $215/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17431 SE 93RD RETFORD TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17431 SE 93RD RETFORD TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17431 SE 93RD RETFORD TERRACE FAQs
What would the monthly payment be for 17431 SE 93RD RETFORD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,094/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17431 SE 93RD RETFORD TERRACE?+
The most recent tax bill on record (2025) was $2,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17431 SE 93RD RETFORD TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $268,000, this home is listed about 29% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17431 SE 93RD RETFORD TERRACE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32162 market on paper
$268,000 is 22% below the THE VILLAGES 32162 median of $344,950, and at $231/sqft it sits under the The Villages average of $268.
02Time on market is leverage
140 days on market against a The Villages median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $274,000, now $268,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLACK TIE REAL ESTATE PROFESSIONALS, INC. · Karen Scarbrough. MLS #R4910963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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