4440 WESTLAKE STREET, BRADENTON, FL, 34210
Active5 days on marketListed Oct 5, 2026MLS #R4912108
About this home
4440 WESTLAKE STREET
Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to the Carmel. This gorgeous townhome includes 1,702 square feet of living space with 3 bedrooms, 2.5 bathrooms, and a rear-load, 2-car garage. Enter the foyer and be greeted by the dreamy kitchen overlooking the rest of the home. The kitchen features plenty of counterspace and a spacious island, great for early morning breakfast or unwinding after a long day. Ahead is the open dining room for gatherings. The laundry room and powder room sit off the great room. An oversized great room will comfortably host your loved ones, while the outdoor lanai is just steps away. Outside the Carmel is a tranquil courtyard with room for chairs or a dining set to enjoy the Florida weather and access to the 2-car garage. On the second floor, the spacious owner’s suite is found at the top of the staircase with a large walk-in closet, beautiful windows for cascading sunshine, and the relaxing owner’s bath. The second and third bedroom await farther down the hallway. Turns these into side-by-side rooms or utilize one bedroom as an office or guest room. You’ll also find a second full bath upstairs right next to the bedrooms for easy access.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,702
Sqft
0.06 ac
Lot size
2
Garage
2027
Year built
Two
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.9%
$/sqft vs SEAFLOWER
$249 vs $287
Days on market
5 vs 75 typical
Where $249/sqft sits among the 23 homes for sale in SEAFLOWER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
8 of 23
SEAFLOWER have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4440 WESTLAKE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$409,999
8105 SEAFLOWER PARKWAY · same community
3 bd · 2.5 ba · 1,702 sqft · $241/sqft · 317 DOM
Sold · Jun ’26$419,999
8123 SEAFLOWER PARKWAY · same community
3 bd · 2.5 ba · 1,706 sqft · $246/sqft · 139 DOM
Sold · Jul ’26$401,999
4462 SUNSET GARDEN STREET · same community
3 bd · 2.5 ba · 1,706 sqft · $236/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4440 WESTLAKE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4440 WESTLAKE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4440 WESTLAKE STREET FAQs
What would the monthly payment be for 4440 WESTLAKE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill, the $308/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4440 WESTLAKE STREET?+
The association fee works out to $308 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4440 WESTLAKE STREET?+
The most recent tax bill on record (2026) was $500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4440 WESTLAKE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $422,999, this home is listed about 8% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4440 WESTLAKE STREET?+
Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIWEST REALTY GROUP, LLC · Elizabeth Stephens. MLS #R4912108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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