4104 CONCORD WAY, PLANT CITY, FL, 33566
Active23 days on marketListed Oct 15, 2026MLS #R4912155
About this home
4104 CONCORD WAY
Your Florida Oasis Awaits in Walden Lake! Welcome to this inviting 4-bedroom, 2-bath pool home in the desirable Walden Lake community of Plant City. Offering approximately 2,350 square feet of living space, this home combines comfortable interiors, flexible living spaces, and an exceptional outdoor entertaining area designed for enjoying the Florida lifestyle. Step outside and discover your own private retreat featuring an impressive 40' x 15' swimming pool with approximately 15,000 gallons of water and a beautiful Serenity Stone Blue Zen finish. Renovated in 2025, the pool features rooftop unglazed solar heating panels to help warm the water, extending your enjoyment of this wonderful outdoor space. Unwind in the spa/hot tub, which features a new propane heater installed in 2025. Whether you're starting your morning with a refreshing swim or relaxing in the spa at the end of the day, this backyard offers plenty of ways to enjoy your own little piece of Florida paradise. The outdoor wet bar with refrigerator makes entertaining a pleasure, while retractable sun shades for the patio provide a welcome shaded space for outdoor dining, relaxing, and gathering with family and friends. Enjoy a barbecue, sip your favorite beverage, or simply sit back and take in the peaceful poolside atmosphere. This is outdoor living at its best! Inside, the home offers four bedrooms and two bathrooms, with approximately 2,350 square feet to accommodate a variety of lifestyles. The family room features a wood-burning fireplace, creating a cozy focal point for relaxing evenings. The living room features a media center for movie nights, game days, and entertaining. The third bedroom, conveniently located adjacent to the primary bedroom, offers added versatility. It can serve as a traditional bedroom, a home office, a comfortable den, or a nursery, depending on your needs. Whether you work from home, need a quiet retreat, or are planning for a growing family, this flexible space offers wonderful possibilities. Enjoy the benefit of several important improvements, including: Roof replaced in 2022. Pool renovation completed in 2025. New propane spa/hot tub heater installed in 2025. Located in the established ParkWood neighborhood of the Walden Lake community of Plant City, this home offers an inviting combination of indoor comfort and outdoor enjoyment. From the wood-burning fireplace and media center to the beautiful pool, relaxing spa, outdoor kitchen, and shaded patio, there are plenty of spaces to make memories and enjoy life at home. As an added convenience, some remaining furniture, media center equipment and the washer and dryer may be available through separate negotiation. If you've been searching for a Florida pool home with generous living space, flexible room options, and an inviting backyard designed for entertaining and relaxation, this Walden Lake property deserves a closer look! Plant City is conveniently located in Hillsborough County between Tampa and Orlando with close proximity to many major employers such as Publix and Amazon. Come see the possibilities and imagine making this special Florida pool home your home sweet home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,350
Sqft
0.27 ac
Lot size
2
Garage
1989
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,337 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,337/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs Plant City actives
$213 vs $203
Days on market
23 vs 43 typical
Where $213/sqft sits among the 288 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Walden Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
Walden Lake — neighborhood snapshot
Population
7,489
Median age
45
Median income
$98,213
Median home value
$398,207
Avg household
3
Households w/ children
951
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
166 of 288
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PLANT CITY 33566 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4104 CONCORD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$412,000
3225 PINE CLUB DRIVE · same community
4 bd · 2 ba · 2,347 sqft · $176/sqft · 75 DOM
Sold · Jun ’26$455,000
3215 PINE CLUB DRIVE · same community
4 bd · 2 ba · 2,156 sqft · $211/sqft · 124 DOM
Sold · Jul ’26$380,000
4111 CONCORD WAY · same community
4 bd · 2 ba · 1,878 sqft · $202/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4104 CONCORD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4104 CONCORD WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4104 CONCORD WAY FAQs
What would the monthly payment be for 4104 CONCORD WAY?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,337/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4104 CONCORD WAY?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4104 CONCORD WAY?+
The most recent tax bill on record (2025) was $6,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4104 CONCORD WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $499,900, this home is listed about 27% above the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4104 CONCORD WAY?+
Walden Lake Elementary School (elementary), Plant City High School (high), Tomlin Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 26% above the PLANT CITY 33566 median — but at 2,350 sqft it's also 16% larger than the typical Plant City listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Walden Lake Elementary School, Plant City High School, Tomlin Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Walden Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ADSIZZLE REALTY INC · Angye Fox. MLS #R4912155.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Plant City homes, in your inbox
Like 4104 CONCORD WAY but not quite? A daily digest of every new listing in Plant City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Arbel to ping you on any price or status change →