
3920 CHAPLAIN ROAD, ST CLOUD, FL, 34772
Sold144 days on marketSold Oct 9, 2020MLS #S5032250
About this home
3920 CHAPLAIN ROAD
Back on the market! Price Reduced - Bring An Offer! Unique Custom Built 5 Bedroom, 2.5 Bath Home with 2-Car Garage in a Private Country Setting. No HOA, Not in a Floodzone. New Roof in 2017, Triple Glazed Hurricane Rated Windows Throughout for LOW Electric Bills. Downstairs Features Living Room with Cathedral Ceiling and Reading Nook, Formal Dining Room, Half-Bath, Kitchen with All Appliances Including Gas Range in Island and Built-In Double Ovens; Screened Lanai. Upstairs Offers a Unique Rooftop Terrace, Master Suite with Fully Remodeled Bath, Add’l 14x8 Flex-Space (Perfect for an Office) with Private Balcony. 4 Guest Bedrooms and Guest Bath. Add’l Features Include: Front Screened Security Door, Security System, Crown Molding in Dining Rm, Hard Flooring Throughout Downstairs, New Gas Hot Water Heater, Utility Sink in Garage, Massey Termite Prevention Bait Tubes & More. Seller is Offering Allowance for Carpet Replacement. Located on 1+ Landscaped Acres with Many Unique & Interesting Plants, Incl an Orchard Garden. Home is Vacant and Ready for New Owners!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,251
Sqft
1.1 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$144 vs $221
Days on market
144 vs 33 typical
Where $144/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the St Cloud median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3920 CHAPLAIN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$407,000
3355 HENRY J AVENUE · same community
3 bd · 2 ba · 1,296 sqft · $314/sqft · 22 DOM
Sold · Mar ’26$300,000
180 NOLTE ROAD · same community
2 bd · 2 ba · 660 sqft · $455/sqft · 10 DOM
Sold · Dec ’25$1,150,000
2840 WAGON CT · same community
4 bd · 3.5 ba · 4,267 sqft · $270/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lyra Rae
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3920 CHAPLAIN ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3920 CHAPLAIN ROAD — before you fall in love.
Selling nearby?
What's your home worth today?
This sale is one data point — your home is another. Get a data-driven estimate built from real closed sales like this one, in about a minute.
The brief
Four things that matter here
01Under the St Cloud market on paper
$325,000 is 24% below the St Cloud median of $425,000, and at $144/sqft it sits under the St Cloud average of $236.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
144 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $365,000, now $325,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GODWIN REALTY GROUP · Melissa Godwin. MLS #S5032250.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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